SBI Travel Insurance

Are you planning to take a trip abroad? Do you know what the best way to ensure the safety of your trip is? Sometimes, no matter how thoroughly you plan, you might not be equipped for the unforeseen emergencies which may occur in the foreign land. If you intend to protect your loved ones and yourself from such accidental risks or avail complete coverage on your travel, you can do so with the help of SBI General Travel Insurance.

SBI offers a comprehensive policy for your travel insurance needs. SBI General travel insurance policy incorporates all the medical expenses incurred during treatment of diseases or injury inflicted while you're abroad. It also provides add-on coverage.

SBI General’s Travel Insurance

Features and Benefits

• Offers coverage up to 0.5 million for medical emergencies

• No need for conducting a medical examination before claiming the insurance

• Offers all-around coverage

• Worldwide coverage

• Technical Assistance 24x7

• Transparent, fair and quick claim settlement

SBI General’s Travel Insurance Policy Cover

The travel insurance policy covers the following:

• Offers coverage for medical expenses which includes Repatriation and Evacuation costs (the benefits ranging from USD 50,000 to USD 5,00,000)

• Covers the insured in case of any Personal Accident, and offers the benefit of up to 10% of the limit of the cover (max benefits that can be obtained is USD 25,000)

Personal Liability

• Benefit offered is half of the Limit of cover or 2,00,000, whichever is lower.

• Travel assistance and support if you've lost your passport, Checked Baggage, your trip has been canceled, Trip Delay, Delay in the arrival of the Checked Baggage, coverage in case your plane was hijacked etc are covered under this policy as well. The benefits provided under this policy is up to 2000 USD, given that the amount is calculated on a floater basis.

Eligibility for SBI Travel Insurance

• The minimum age is 6 months and the maximum age limit is 70 years for being eligible to avail SBI travel insurance.

• Residents of India traveling overseas for a business trip are also eligible to take this travel insurance

• Foreign Nationals employed in India are also eligible to avail this insurance policy

Exclusions Under the SBI Travel Insurance Policy

• If the individual is visiting a place against their physician's advice on traveling

• If the insured is on the waiting list for a particular health treatment or is undergoing medical treatment in the home country

• Individual is traveling to a different country to get medical treatment

• If the individual has a terminal illness

• Suicide inflicted injury or illness, anxiety, any form of mental disorder, death/illness due to HIV or HIV related conditions like AIDS

• If the insured individual is a part of the air force, military or naval operations

• Claims linked with damages/loss due to war or war-like operations

• Claims due to destruction, loss or damage to the property due to radioactivity/nuclear waste.

• Air Travel on an aircraft that doesn't have the license to carry passengers

• Loss/ Injury due to participation in adventure sports

• Loss/Damages incurred due to two-wheeler accidents are also excluded from the policy unless the insured individual has a valid international driving license and is wearing a safety helmet.

• Loss due to criminal acts

• Loss/Injury due to pre-existing medical conditions is also not covered under this policy

SBI General’s Travel Insurance Claim Process

The Insured individual can contact the customer helpline and report the claim. They can also download the claim form online, fill the mandatory fields and then attach the necessary documents. After completing the procedure for filing the claim, you can send it to the nearest SBI General Insurance.

SBI General’s Travel Insurance FAQs

What is the amount deductible on personal liability claims?

The amount deductible applicable on personal liability coverage is 100 USD

Can I extend my policy?

Yes. Your policy can be extended after the approval of the insurance company is taken. After the company has approved, you can get an extension for the policy by paying an additional premium. However, the policy can be extended only during a single trip for the maximum period of 180 days. The entire Policy duration (including the extension) should not be more than 270 days.

Who can apply for this travel insurance policy?

Any person aged 6 months to 70 years can avail SBI travel insurance policy.

What is the average duration of a travel insurance policy?

Minimum is one day and the maximum duration is 180 days.