Religare Travel Insurance

Religare provides a comprehensive travel insurance policy that offers unique features like coverage for all types of medical emergencies, automatic extension of policies, no upper age limit and attractive premium charges.

Religare Travel Insurance Plans

The different types of travel insurance plans are described below:

• Explore Asia Travel Insurance Plan

• Explore Africa Travel insurance plan

• Explore Europe Travel insurance plan

• Explore Worldwide Travel insurance plan

• Explore Worldwide Excl. US Travel insurance plan

• Explore WW-Excl. US / Canada Travel insurance plan

Religare Travel Insurance Benefits and Features

Sum Insured

For the explore Asia Plan, the sum insured is 25,50 and 100 USD for Explore Asia Plan. The insured sum for the Explore Europe policy is 30 and 100 Euros. The Explore Canada+ Plan is 50 and 100 Canadian Dollars. Explore Gold and Explore Platinum Plans are worth 50, 100, 300 and 500 USD.

Hospitalization Expenses

The hospitalization expenses are covered under all plans

Upgradation to Business Class

The insured person can upgrade their flight tickets to business class seats during traveling through Religare travel insurance plans.

Personal Accident Cover

Personal Accident cover offered under Explore Asia Plan, Explore Africa Plan, Explore Canada+ Plan, Explore Gold and Explore Platinum Plan is 15,000 USD. Under the Personal Accident cover, the sum insured is 10,000 Euros.

Common Carrier Accidental Death

People make provisions for the insured individual under the Explore Platinum Travel Plan that covers death due to an accident in a common carrier. The provision provided is €10,000.

Religare Travel Insurance Policy Cover

• Offers coverage for Inpatient and Outpatient treatment, when you're abroad.

• Offers coverage for pre-existing diseases, if the disease is life-threatening which needs immediate attention.

• The company also offers a daily allowance during your stay at the hospital, including various expenses linked with it such as transportation, meals, communication, etc.

• It also covers costs incurred in an emergency evacuation or transporting the insured to a medical facility that comes under the purview of the company.

• Covers expenses which arise from arranging transportation for an immediate family member who makes a compassionate visit to the location of the insured

• Offers coverage for expenses linked with the loss/damage of checked-in baggage. Expenses related to delay in receiving the checked-in baggage for more than 12 hours, is covered under this policy as well.

• Reimburses expenses contracted during the replacement of a lost passport or getting a duplicate or fresh passport.

• Covers the expenses incurred due to delay in your journey due to specific reasons. Costs incurred from the cancellation of a trip is also covered in this policy.

Personal Accident Cover

• 24x7 assistance and support

• Covers for the treatment in the home country is provided as well

Religare Travel Insurance Policy Claims Process

A travel insurance claim can be registered through the company’s Customer Service Centre or by contacting any of the helplines given in the Religare Insurance website or by contacting the company’s offices by phone/ email or in person.

Religare Travel Insurance Exclusions

• Expenses incurred due to the misuse of alcohol or drugs.

• Costs incurred due to war or war-like activities

• Pollution or Contamination as a consequence of Ionising Radiation

• Self-inflicted injury

• Costs incurred due to getting involved in dangerous adventure sports

• Breaching the law

• Costs of curing  STD

Religare Travel Insurance FAQs

Are there any travel insurance plans available to frequent travelers?

Frequent travelers can buy a multi-trip policy and choose the plan from the following options:

• A multi-trip policy that is valid for a maximum period of 45 days

• Multi-trip policy which is valid for 60 days

Is there any age limit on buying of Religare Travel Insurance?

No, there's no age bar on buying Religare travel insurance.

How is Religare travel insurance different from the other travel insurance offered by different companies in India?

Religare provides travel insurance policies that are specific to a particular region, which is the primary reason for relevant features and facilities in every plan option. The travel insurance policy has additional features like no upper age limit, easy upgrade to Business Class, lower costs and pay per day.

In case the insured has been hospitalized, can the policy cover the cost of transportation for the insured’s children to the home country?

Yes, the policy also covers the costs incurred on returning a minor child/children to the home country if the insured has been hospitalized in a foreign country

Can I cancel my policy?

Yes. You can cancel your policy and the policy premium paid is refunded to you.