Reliance Travel Insurance

Traveling abroad has become an integral part of our lives. Taking holidays abroad, getting a higher education, planning weddings in exotic locations etc are some of the reasons why people go abroad. The tourism industry is flourishing like never before. Now, you can take flights to literally any part of the globe. People are constantly traveling overseas for studies, better employment opportunities, and leisure. Even though there's been a huge technological advancement in transportation systems, the risks linked with traveling can't be ignored. A small misadventure such as losing your baggage can disrupt your travel schedule and cost you large sum of money. To protect yourself and your loved ones against all the uncertainties linked with traveling, you should obtain a comprehensive travel insurance plan. The best travel insurance plan can cover you against unprecedented events such as accidents, medical emergencies and flight delays.

Reliance General Travel insurance policy offers complete coverage against a host of risks which can affect your peace during a happy vacation.

Types of Reliance General Travel Insurance

Two major types of travel insurance are offered by Reliance General, namely, student travel insurance and overseas travel insurance. The major advantages of each plan are listed below:

Overseas Travel Insurance

• Policyholders can get the facility of cashless hospitalization facility globally

• Expenditure incurred for lost passports and baggage are also covered.

• With the overseas travel insurance plan, customers can choose over an array of schemes covering insurance solutions for individuals to offering a single policy for an entire family.

• The costs incited when you miss the flight, the flight is delayed or when you wish to cancel the flight is also covered under this policy.

• Other advantages of getting this insurance include minimal paperwork and no need for a medical examination for people who are under 70 years old. This plan covers all the major tourist locations worldwide

Student Travel Insurance

• This type of insurance requires zero paperwork and it requires you to pay an economical amount of premium

• The insurance scheme can be customized based on the needs of the student

• Facilities such as sponsor protection, cover for study interruptions, compassionate visit benefits, and bail bonds are offered under this policy

• No medical report is required to avail of the policy.

• Other benefits include hassle-free claim settlement, the fast disbursal, and flexible tenures.

Claims Procedure for Reliance General Travel Insurance

The general procedure of filing a travel insurance claim with Reliance General is discussed below:

• Within 24 hours of claim registration, the policyholder should intimate the Reliance General Insurance through e-mail or the customer care number.

• If the policyholder wants to avail the global cashless facility, he/she can contact Reliance General customer care.

• For initiating the claims processing, you can fill the claims form and submit it in the nearest branch along with the necessary documents.

• You must keep the documents such as a copy of the policy, original bills/receipts/invoice, copy of passport, proof of all the expenses, reference number and approval of assistance company.

Reliance General Travel Insurance FAQs

My claim is concerning the delay of baggage. Which documents do I need to submit to make an insurance claim?

You'll be needed to submit a completely filled claim form with copies of baggage tags, report of property irregularity acquired from the airlines, copies of any communication with airline authorities affirming the baggage delay and the original copy of bills/invoices/receipts of all the purchase made during the period of delay.

What are the contingencies excluded from my policy?

Some of the things which are excluded by your policy are described below. Some of the items that are excluded by your policy are given below:

• Expenses incurred due to medical conditions such as mental disorders, AIDS, venereal diseases and self-inflicted injuries/suicide.

• Costs of traveling against the advice of a physician or the cost incurred when you have a terminal illness and traveling.

• If you are traveling overseas to avail treatment for any medical condition or are on a list for medical treatment

• Damages caused due to war or nuclear threat in the destination country/state.

• Loss or theft of passport and baggage due to negligence.

Who is eligible for availing a Reliance General Student Travel Insurance?

Students who are traveling abroad for pursuing educational courses and are aged between 16 to 35 years can obtain a student insurance policy.

How do I pay the premium for Reliance General Travel Insurance?

The policyholder can choose any of the methods below to make their premium payment:

• Direct payment at the branch office

• Online payment

• Mobile payment

• Free cheque pickup

• IVR online payment