Bajaj Allianz Travel Insurance

Traveling breaks the monotonicity of life. It helps us in making a fresh start with happy memories and a new perspective on life. But imagine that your vehicle breaks down in the middle of a road trip, fall ill suddenly or meet with an accident. Nobody wants to go through such tight situations, especially during a holiday.

Bajaj Allianz aims to protect you and your family from such mishaps. The company offers products such as travel insurance, motor insurance, home insurance and health insurance. With Bajaj Allianz insurance, you can travel across the world without any worries.

Travel Insurance Plans Offered by Bajaj Allianz:

• Bajaj Allianz Individual Travel Insurance Policy

• Bajaj Allianz Senior Citizen Travel Insurance Policy

• Bajaj Allianz Family Travel Insurance Policy

• Bajaj Allianz Student Travel Insurance Policy

Bajaj Allianz Individual Travel Insurance

There are many reasons why traveling alone in foreign lands could be risky. You could miss your hotel booking due to a sudden delay or due to a  vehicle breakdown, i.e., situations that are not under your control but have the ability to put you under high stress. To protect your loved ones from the inconvenience caused due to such situations, Bajaj Allianz offers individual travel insurance.

With the Travel Companion Policy, you get a comprehensive insurance policy that protects you from every possible danger of traveling overseas. The package offers a comprehensive medical and health cover to the policyholder.

Travel Elite Plan is an online travel insurance plan. It offers an extensive range of innovative features and several lucrative benefits. The policyholder can choose from a wide range of policies to suit their needs. In fact, each policy has been customized to suit the distinct needs of Bajaj Allianz’s large customer base. Students, corporate executives, people in business, senior citizens or people traveling with your family, anyone can be covered with Bajaj Allianz travel insurance policy.

You can choose the policy which suits you the best to have a happy and stress-free holiday.

Travel Prime Plan is perfect for any individual who travels abroad for leisure or business. The plan covers the policyholder against medical emergencies which includes hospitalization or any other incidental expenses on the trip.

Bajaj Allianz Family Travel Insurance

The company provides family travel insurance plan which covers you and your family from any risk or an unfortunate situation which could cause an inconvenience during your travel and can ruin your vacation while you are holidaying abroad with them. You must have a travel insurance policy to have a secure and happy trip.

The Travel Elite Plan and The Travel Companion package are perfect for you if your holiday and travel abroad regularly. This package protects your entire family which includes your spouse and two dependents. Your children can be covered under this policy only if they are under 21 years old. Your family is eligible for medical emergencies abroad under this policy. Additionally, you can avail the individual floater benefit for every family member under the policy.

Travel Prime Plan provides every avid traveler an extensive range of policies to choose from based on their specific needs. The policies are customized for catering to the specific needs of the travelers. Whether you're a student, corporate executive, businessman, senior citizen or someone traveling with your family for leisure; you are susceptible to risks which might crop up suddenly and you need to protect yourself and your loved ones from such dangers. Customize the package to suit your needs and enjoy a stress-free holiday.

Bajaj Allianz Senior Citizen Travel

Retirement is often known as the golden period of people's lives. It's the time to unwind, relax and enjoy life to the fullest. Traveling is one of the best ways to loosen yourself. You obviously don’t want any last minute inconveniences or dangers to ruin a perfect vacation.  This is precisely where this travel insurance plan helps in protecting every senior citizen from the threats which can stain a perfectly enjoyable vacation.

Travel Companion Plan covers you against dangers such as loss or delay of baggage, personal accident, a sudden illness which leads to high medical expenses, evacuation, trip delay etc. It also extends emergency cash advance by offers cash to the policyholder in case of emergency while they're traveling.

The plan also offers packages such as Travel Elite 61-70 and Travel Elite 71-75. Loaded with exceptional features and lucrative benefits, this insurance policy is a must-have for every person who loves to travel and is concerned about safety as well. To get more details, you can visit the nearest branch of Bajaj Allianz

Bajaj Allianz Student Travel Insurance

With the advent of globalization of educational sector, getting the education from institutes in foreign countries has become more accessible across the world. Students travel miles and stay in many foreign countries to pursue a good education. When you're living so far away from home, it's natural to have a strong support system for taking care of such students in case of an emergency. The student travel insurance plan protects the policyholder from unforeseen and dangerous situations which can crop up while you're staying abroad.

The Study Companion Plan has been specifically designed for students who travel abroad for educational purposes. It covers all types of medical emergencies while the insured individual is studying abroad. Depending on distinct parameters such as the amount of premium, sum insured and other criteria, you can choose from the three options offered under the student travel insurance plan:

• Standard

• Silver

• Gold

Student Elite Plan is a customized plan for students traveling abroad for pursuing education. This scheme takes care of the health-related needs of a student and also covers his/her travel abroad.

There are three alternatives that you can choose from:

• Standard

• Silver

• Gold

Travel Prime Plan is perfect for any student/individual who's traveling abroad for studying. The plan covers the policyholder against all types of medical eventualities which includes hospitalization or any other type of casualty.

Benefits and Features of Bajaj Allianz Travel Insurance Policy

Explore a wide range of innovative features and lucrative benefits with Bajaj Allianz Travel Insurance. Some of the features and benefits of Bajaj Allianz Travel Insurance are listed below:

• Covers all the expenses due to hospitalization, loss or delay of baggage and any other incidental expenses that might be incurred while you are on your trip.

• Quick disbursement and settlement of claims.

• Offers travel assistance to the travelers

• This plan offers emergency cash advance to the policyholders when they need cash urgently, while they're traveling abroad.

• 'Travel Elite' package covers you against the costs incurred due to the cancellation of trips, burglary and trip curtailment due to any circumstances.

• The company offers complete assistance through in-house toll-free numbers.

• This policy offers innovative packages to suit the diverse needs of all their customers

• The company also provides other travel insurance products such as Corporate Travel Insurance and Travel Asia.

• Corporate Travel Insurance Plan is a comprehensive policy which provides a comprehensive health cover and medical cover to an international business traveler. Similarly, Travel Asia plan also offers comprehensive health and medical cover to international travelers.

Bajaj Allianz Travel Insurance Policy Exclusions

Following cases are excluded from the Bajaj Allianz Travel Insurance Policy:

• Experimental and unproven treatment.

• Self-inflicted injuries

• Injuries due to drug abuse or alcoholism

• If any medical expenses are incurred after the policy has expired.

• Non-allopathic treatments

• A pre-existing medical condition

• Loss or damage of passport due to negligence

• Complications due to pregnancy

Bajaj Allianz Travel Insurance Claim Procedure

You can file a travel insurance claim with Bajaj Allianz with few easy steps. You can file the claim either through telephone, email or by visiting the branch personally. Bajaj Allianz can help you with the claim process. After filling up the claim settlement form, you'll be required to provide the necessary documents and mention the type of claim and nature of damage/loss you have faced. Once you're admitted and have already informed the insurance company, you'll be contacted by the company officials and your billing will get organized. In case of outpatient medical care, this billing process is very particular.

Bajaj Allianz Travel Insurance Policy FAQs

Why should I purchase travel Insurance from Bajaj Allianz?

Bajaj Allianz offers comprehensive travel insurance policies that allow you to travel within the country and overseas without any worries. It protects you from all possible dangers and inconveniences which have the potential to ruin your trip. Things might go wrong while traveling abroad even after extensive planning, for reasons that are beyond your control. Bajaj Allianz travel insurance takes care of you and protects you from all types of dangers so that you have a stress-free vacation, concentrate on enjoying a great trip. The company offers policies which cater to people from all walks of life. Policies offered by Bajaj Allianz are:

• Travel Companion

• Travel Elite

• Student Travel

It is wiser to select a basic plan initially and add covers according to your requirements. The company gives you the freedom to customize your package as well.

How can the insurance company help me if I need cash urgently while I'm studying or travelling abroad?

One of the main features of Bajaj Allianz travel insurance policies is known as Emergency Cash Advance. This service assists the policyholders when they're in dire need of cash. During unfortunate incidents such as theft, burglary, loss of luggage or cash in a foreign country, it can get tricky. To save you from such hassles, the company also offers hold-ups by coordinating with the relatives of the policyholder and intimates them to provide emergency cash assistance depending on the insured individual's requirement. The upper limit for providing such assistance is specified in the policy schedule.

What types of a medical condition is excluded from the policies under Bajaj Allianz travel insurance?

Bajaj Allianz travel insurance doesn’t cover pre-existing medical complications/conditions.