Apollo Munich Travel Insurance

Are you planning to take a trip abroad? Do you know what the best way to ensure the safety of your trip is? Sometimes, no matter how thoroughly you plan, you might not be equipped for the unforeseen emergencies which may occur in the foreign land. If you intend to protect your loved ones and yourself from such accidental risks or avail complete coverage on your travel, you can do so with the help of Apollo Munich Travel Insurance

Apollo Munich Travel Insurance provides comprehensive coverage that can safeguard your trip. You can deal with common problems such as lost baggage, missed flights, and similar issues in a  much better and more organized way when you have a great support system like Apollo Munich.

Travel Insurance Plans offered by Apollo Munich are:

• Easy Travel – Individual

• Easy Travel – Family

• Easy Travel - Annual Multi-Trip Plan

• Easy Travel - Senior Citizen

Easy Travel – Individual

Easy Travel policy for an individual can be purchased by anyone who falls within the age group of 6 months-70 years. The policy is valid for 180 days. There are five plans that you select from; the sum insured can range from $25000-$500,000.

Features and Benefits

• Offers coverage for emergency medical assistance/treatment that requires inpatient or outpatient care. This policy also covers medical evacuation if necessary.

• You can get coverage for costs linked with dental care or treatment or any other severe dental treatment required due to an accident

• This policy also offers coverage for transporting the insured’s remains to his/her residence if he/she dies. It also covers the costs incurred from cremation or a burial ceremony abroad.

• Daily Cash benefits are provided to people who are hospitalized for a

• 24 hours or more.

• This policy offers Personal Accident cover for the death or permanent disablement due to an accident.

• The plan offers coverage for the complete loss of luggage which has been checked-in by the carrier.

Easy Travel – Family

If you're going on a family trip, instead of taking a distinct travel insurance policy for everyone in your family members, you can enjoy the convenience of a single insurance plan through the Easy Travel Family Insurance policy. People who fall within the age group of 6 months to 70 years are eligible to avail this policy. The family travel insurance plan offers three choices to its customers:

• Silver

• Bronze

• Asian Region

The sum insured in all three cases ranges from USD 25,000 - USD 1,00,000. This family travel insurance plan covers two adults (individual and spouse) and dependents who are below 21 years old.

Features and Benefits

• Offers coverage for emergency medical assistance or treatment which requires inpatient or outpatient care. This policy also covers medical evacuation if needed.

• The policy also offers coverage for transporting the insured person's mortal remains to the home country and covers the costs of burial/cremation, when done abroad.

• You can get coverage for costs linked with dental care or treatment for any severe dental issues caused due to an accident.

• Daily Cash benefits are provided to people who are hospitalized for a day or more

• This plan also provides coverage for the complete loss of baggage which  has been checked-in by a carrier

• The policy offers Personal Accident cover for the death or permanent disablement of the insured as a result of the accident

Easy Travel - Senior Citizen

Traveling overseas can be made safer for senior citizens with Easy Travel Senior Citizen plan. This plan applies to people aged 71-80 years. It has two variants: Silver and Bronze. The sum insured in these two cases ranges from USD 1,00,000-USD 50,000.

Features and Benefits

• You can select two different plan options that range from $50,000-$100,000 which offer the following coverage

• Offers coverage for emergency medical assistance/treatment that requires inpatient or outpatient care. This policy also covers medical evacuation if necessary.

• You can get coverage for costs incurred due to dental care or treatment or any other severe dental treatment required due to an accident

• This policy also offers coverage for transporting the insured’s remains to his/her residence if he/she dies. It also covers the costs incurred from cremation or a burial ceremony abroad.

• Daily Cash benefits are provided to people who are hospitalized for a

• 24 hours or more.

• This policy offers Personal Accident cover for the death or permanent disablement due to an accident.

• The plan offers coverage for the complete loss of luggage which has been checked-in by the carrier.  

• If the senior citizen is facing any financial emergency when they're abroad, this policy offers to pay a lump sum amount.

Easy Travel - Annual Multi-Trip Plan

This policy offers the assurance of comprehensive coverage to a frequent traveler. This travel insurance plan offers four options to choose from

• Platinum

• Gold

• Silver

• Asian Region

This policy offers sum insured options which range from USD 25,000-USD 5,00,000. This policy is issued for a year, and the maximum coverage offered is usually extended for 30-60 days of trip's duration.

Features and Benefits

• Offers coverage for emergency medical assistance/treatment that requires inpatient or outpatient care. This policy also covers medical evacuation if necessary.

• You can get coverage for costs incurred due to dental care or treatment or any other severe dental treatment required due to an accident

• This policy also offers coverage for transporting the insured’s remains to his/her residence if he/she dies. It also covers the costs incurred from cremation or a burial ceremony abroad.

• Daily Cash benefits are provided to people who are hospitalized for a

• 24 hours or more.

• This policy offers Personal Accident cover for the death or permanent disablement due to an accident.

• The plan offers coverage for the complete loss of luggage which has been checked-in by the carrier.  

Apollo Munich Travel Insurance Eligibility Criteria

• Individuals who fall under the age group of 6 months-70 years are covered under this policy.

• For people aged 61-70 years, Platinum plan isn't applicable.

• This policy can only be issued to individuals and not to groups/corporates.

Apollo Munich Travel Insurance Claims Process

Apollo Munich has an extensive network of offices across the country which makes it easier for registering a claim and making quick claims settlement. The company provides the facility of cashless settlement at approved hospitals for health claims. For ensuring that the claims procedure hassle-free and quick, Apollo Munich also provides a claims registration facility online.

The claim can be registered through the Customer Service Centre of the company or any of the Apollo Munich Health offices via letter/phone/email or in person. The information that should be provided while registering the claim with the Apollo Munich claims team are listed below:

• Name of the Policyholder

• Contact details of the insured individual

• Policy number

• Nature of the incident

• Time and Date of the incident

• Location of the incident

Exclusions for Apollo Munich Travel Insurance

• If the purpose of visiting another country availing medical treatment.

• Any damages/loss caused due to the acts of war or war-like operations, terrorist activities, civil wars etc aren't covered under these policies

• Involvement in the air force, military or naval operations

• Participation in aviation, racing, diving, scuba diving, parachuting, hang-gliding, mountain/rock climbing.

• Damages due to a criminal activity/breach of the law.

• Loss/Damages caused after using intoxicants or hallucinogens such as alcohol and drugs.

• Damages caused due to suicide or attempted suicide, self-inflicted injury or any form of illness.

• Complications arising out of pregnancy and childbirth.

• Sexually Transmitted Diseases such as HIV/AIDS.

• Pre-existing medical conditions

Apollo Munich Travel Insurance FAQs

Who is eligible for the Easy Travel- Annual Multi Trip policy?

Individuals who fall in the age group of 6 months-70 years are covered under this policy. However, the Platinum plan isn't applicable to people who fall within the age group 61-70 years. Only individuals are eligible to avail of this policy.

What are the options for sum insured available to the different travel insurance policies in Apollo Munich?

Sum insured options applicable to various plans under each type of travel insurance scheme are as follows:

Name of the Policy	Range for Sum Insured
Easy Travel - Individual	$25000 to $500,000
Easy Travel - Family	$25000 to $100,000
Easy Travel - Senior Citizen	$50,000 to $100,000
Easy Travel- Annual Multi Trip plan	$25000 to $250,000

What are the extra benefits of the Easy Travel- Annual Multi Trip plan?

Embassy/interpreter referral services, Pre-trip information service, etc. are offered as additional benefits for taking the easy travel annual multi-trip plan.

What is Hijack Daily Allowance?

This is a unique feature of the Apollo Munich Travel Insurance policy which offers daily cash allowance and coverage for the insured in the unfortunate events such as hijacking that could occur during your journey.

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