Cholamandalam Travel Insurance

Cholamandalam MS General Insurance provides comprehensive travel insurance policies which cater to tourists, corporate travelers and students. The travel insurance policies offered by Cholamandalam MS gives complete protection to documents, baggage, delays in trips or illness during a trip. Despite the type of trip that you take, Cholamandalam MS ensure that there is a custom-made travel insurance policy that suits all your travel elements.

Types of Cholamandalam MS travel insurance Policies

Cholamandalam MS offers specially devised travel insurance plans conforming to the needs of the customer. The travel insurance policies offered by Chola MS are:

Chola Domestic Travel Insurance Policy

This is a domestic travel policy which gives covers for baggage losses, medical emergencies, travel delays, personal liability and accident coverage for death and permanent disability of the insured.

Chola Overseas Travel Protection Policy

Foreign travels can also be insured with a Chola Overseas Travel Protection Policy by providing complete cover for overseas medical expenses, loss or travel documents, baggage loss, travel delays, hijack and repatriations or evacuation to India.

Chola Student Travel Protection Plan

Students who plan on pursuing their higher education from a different can avail this travel policy that compensates for medical treatment expenses, passport loss, accidents, personal liability, interruptions in education and also includes cashless settlement of medical claims.

Chola MS Corporate Travel Insurance

Companies can also take a comprehensive travel insurance policy customized the corresponding requirement of the company. This insurance plan covers emergency medical expenses, dental treatment, accidental death, compensation for loss of luggage, compensation for the loss of travel documents, compensation for permanent total disability and personal liability cover.

Benefits and Features of Cholamandalam MS Travel Insurance Policy

Cholamandalam MS assures that wherever you travel you're protected and every travel policy which is best suited for you. The policies have the following features:

• Coverage for medical health checkups or procedures that must be done while procuring Cholamandalam MS travel insurance policy

• Cashless claim settlements during hospitalization

• Covers for any medical emergencies during the trip

• Evacuation of the insured and his/her family to India, depending on the policy chosen.

• Offers compensation for transporting the remains to India, if the policyholder dies

• Covers the permanent loss of checked-in baggage.

• When the aircraft is delayed for more than 12 hours, the company can cover for that as well

• Cholamandalam MS offers a fixed amount as emergency assistance to policyholders.

• Hijack distress allowance is also offered by the company

Cholamandalam MS Travel Insurance Claim Process

• Cholamandalam MS provides an easy settlement procedure to ensure that the customers have the best experience. Some features which make the experience better as compared to other travel insurance companies are easy documentation and extensive assistance from the company officials.

• International travel claims can be intimated at the 24/7 Cholamandalam MS customer care desk. Customers can also make cashless claim settlements efficiently for their hospitalization under the Cholamandalam Overseas Travel Protection Policy. Students getting a travel insurance policy can experience the advantages of Express claims to process, if they make a medical reimbursement claim. The Chola Student Travel Protection Plan also offers cashless settlements for hospitalization abroad. Cholamandalam MS offers an extensive network of hospitals across the world for its customers.

• Corporate customers can also enjoy the Express claims services which were devised after Cholamandalam MS's tie-up with Europ Assistance India Pvt. Ltd. You can avail complete assistance from making a claim until it is settled.

Cholamandalam MS Travel Insurance Policy FAQs

What are the different types of cover options offered by Cholamandalam overseas travel insurance policy?

Customers can pick from three different covers namely, Silver Cover, Gold Cover and coverage for Senior Citizen.

Under Cholamandalam overseas travel policy, what is the personal accident coverage amount?

For accidents inside India, Cholamandalam MS offers coverage up to Rs 100,000 in India and an accident cover up to $25,000 abroad.

Does the Chola overseas travel policy also offer coverage for the loss of an international driving license?

Yes, several plans under the Chola overseas travel policy offer compensation for the loss of international driving license.

What does the Chola Student Travel Protection policy cover?

Customers can choose from three different plans under the Chola student travel insurance protection policy, namely, Silver, Gold and Platinum.

Can I get an extension for student sponsors under the Chola Student Travel Protection Plan?

Yes, some plans under the Chola Student Travel Protection Plan offer coverage to student sponsors.

Does Cholamandalam MS have a size requirement criteria for corporate companies who wish to avail the Corporate Travel Insurance policy?

No, Cholamandalam MS doesn't have any mandatory size requirement for companies and companies of all sizes can avail this insurance scheme.

Can senior citizens be covered under the Chola Overseas Travel Protection Policy?

Yes. Senior citizens aged 61-70 can avail protection under Chola overseas travel protection under this policy.