Aviva Life Insurance

AVIVA is a British MNC headquartered in London, the UK which was founded in the year 2000. It has a global customer base of 34 million people. AVIVA’s operations are spread across sixteen countries. The company provides a range of excellent general insurance products along with financial solutions linked to savings, investment and retirement.

Products Offered by AVIVA Life Insurance

It is one of the leading insurers globally with around 34 million customer base and it is spread across 16 countries worldwide. AVIVA offers a range of insurance products that are suited for the needs of individuals. With a nationwide network of 118 branches, you can easily avail the benefits from this insurance giant from any major city in India. There are around 11,000 financial planning advisors who are a part of AVIVA's workforce.

Types of Life Insurance Policies offered by Aviva

Aviva offers a wide variety of insurance products to individuals as well as group entities.

AVIVA Life Insurance Plans for Individuals

AVIVA offers many types of life insurance policies that are suited to individuals. The offers include child plans, protection plans, retirement plans, saving plans and rural plans.

Aviva Child Insurance Plans

• Aviva Young Scholar Secure

• Aviva Family New Income Builder

• Aviva Young Scholar Advantage

Aviva Dhan Nirman

A unique life insurance plan that provides you with a guaranteed stream of income and also provides you with an additional amount at the end of the policy term

Aviva Dhan Samruddhi

This plan is designed to allow the policyholder to meet their short and long-term financial needs. It gives you guaranteed liquidity, cash back, maturity benefit and rebate for a high sum

Aviva Life Bond Advantage

This plan gives you an opportunity to invest a portion of your money for medium or long tenure along with insurance cover. This plan offers you the freedom to access your fund after five years

Aviva Live Smart

This is a Unit Linked Insurance Plan and it allows you to choose between the seven fund options. It also offers flexibility to select the policy. The policyholder gets free partial withdrawals after five years

Aviva Wealth Builder

You can achieve your dreams with the Aviva Wealth builder plan which can offer you double of the amount that you had paid in the form of annual premiums. It also guarantees the return on the same and you can receive a lump sum amount at the end of the maturity

Aviva i-Growth

It was designed to make sure that you and your family can have a secure future. It has three fund options, three policy terms, and other tax benefits

Aviva Dhan Vriddhi Plus

If you want to make savings along with an insurance plan, then this scheme is best for you. It has three-term payment options and it can offer the policy owner with tax benefits

Aviva Affluence

Its a Unit Linked Investment Plans and it requires you to pay for a limited period, even after that you remain insured due to the investments made by the company in equities. It also maximizes the returns of the policy owners

Aviva Saving Plans

• AVIVA Dhan Nirman

• Aviva Dhan Samruddhi

• Aviva i-Growth

• Aviva LifeBond Advantage

• Aviva Live Smart

• Aviva New Family Income Builder

• Aviva Wealth Builder

• Aviva Retirement/Pension Plans

• Aviva Annuity Plus

• Aviva Next Innings Pension Plan

Aviva Retirement Plans

• Aviva Annuity Plus

• Aviva Next Innings Pension Plan

Aviva Live Smart

This is a unit linked plan and it allows you to select from seven fund options. It provides flexibility to choose the policy term and the policy allows the owner to make partial withdrawals after five years

Aviva Family New Income Builder

This scheme requires the policy owner to pay the premium amount for 12 years and the policy owner can get double the amount in the next 12 years

Aviva Extra Cover

This policy couples the benefits of the Aviva i-Life and the Aviva Health Secure policy, for providing all-round protection that covers affordable life cover and a lump-sum amount on the diagnosis of a severe illness.

Aviva Rural Plans

• Aviva Jan Suraksha

• Aviva Nayi Grameen Suraksha

Aviva Life Insurance Group Plans

Along with life insurance plans for individuals, Aviva also offers life insurance for groups. Aviva offers term plans, gratuity, leave encashment plans, and rural credit protection plans

• Aviva Life Group Term Insurance Plans

• Aviva Corporate Life Plus

• Aviva Corporate Shield Plus

• Aviva Credit Assure

• Aviva Group Credit Life

• Aviva Group Term Life

• Aviva Gratuity/Leave Encashment Plans

• Aviva New Traditional Employee Benefit

• Aviva Group Gratuity Advantage

• Aviva New Group Leave Encashment Plan

• Aviva Rural/Credit Protection Plans

• Aviva Credit Plus

• Aviva Credit Suraksha

• Aviva Group Life Protect

How You Can File An Insurance Claim With Aviva Life

One of the most crucial parts of insurance is the claim settlement. To file a claim with zero settlements, Aviva has an efficient claim settlement process and the customers can inform the insurer by visiting the Aviva or by visiting the official website of Aviva. The procedure for registering a claim is described below:

• Fill up the claim form correctly

• Gather the necessary documents

• If you're submitting a photocopy of these documents, then it must be attested by a gazetted officer or any government official.

• If you wish to make hospitalization/surgical rider benefit claim, then you must furnish all the medical reports and bills that were issued by the hospital while you were being treated

• Finally, you will be required to submit the claim form along with the necessary documents in your nearest Aviva branch

Aviva Life Health Plans

Apart from providing the standard health insurance plans, Aviva provides additional benefits such as critical illness benefit rider along with a bonus facility. The health insurance plans that are offered by Aviva Life Insurance can be bought through an online or offline medium. Aviva Life Insurance offers the following health plans:

• Aviva Health Secure

• Aviva Health Care

Documents Required To Purchase Aviva Life Insurance

To apply for and purchasing Aviva Life Insurance policy, you need to provide some documents such as your identity, address and age proof.

How you can Check Your Aviva Life Insurance Policy Status

You can check the status of your Aviva Life Insurance policy online by visiting the website. To check your policy status, you will be required to give your policy number and date of birth. The status of your policy will be shown on the screen after you have given all the details.

Online Payment of Aviva Life Insurance Premium

Aviva provides its customers to pay their premiums through multiple channels such as debit cards, airtel money, credit cards, auto pay through NACH, online bill desk payment, etc

Aviva Life Insurance Customer Care

Customer care for any company is considered to be the backbone. Aviva not only understands but also values this. Aviva has set up a multi-channel customer service system where customers can easily get in touch with the customer support team for resolving their queries. Customers can also request a call back from the company or get in touch with the company by filling up the online form. You can request a number of services from Aviva customer care such as filing a claim, managing their premium on the policy, calculating the premium amount, etc.

Aviva Life Insurance FAQs

How Can I initiate a claim with Aviva Life Insurance?

In the case of hospitalization, diagnosis of critical illness, disability, or death – a claim procedure should be started by communicating with the company and intimating them regarding the nature of the event. You can also begin the claim process online by visiting the official website.

How can I find out my claim status with Aviva Life Insurance?

Aviva Life Insurance Company can keep the customer updated regarding the status of their claims through SMS, phone calls and letters. You can also check the claim status online.

Can I pay the premiums through Direct Debit?

Yes, the direct debit facility is accessible for many banks throughout the country. To activate the direct debit system, you must first fill up the direct debit mandate and submit it in your nearest branch. You can download the mandate form can be downloaded from the official Aviva website, or secured at any Aviva Life Insurance branch.

Can I pay my insurance premiums over the phone?

Aviva provides an Interactive Voice Response payment facility which can be used by the policyholders to make premium payments up to 15 lakhs through their credit cards.

Can I pay my insurance premiums through the standing instructions on my credit card?

Yes, you can pay your premiums through standing instructions placed on your VISA, MasterCard, Diners Club, or American Express credit cards. The premium amount is deducted on the premium due date. To utilize this facility, you can fill out and submit a Credit Card Authorization Form at your nearest Aviva Branch Office.

Is there an Electronic Clearance System-ECS facility for making premium payments?

The renewal premium amounts will be automatically deducted from your chosen bank account on the designated date and paid to Aviva Life Insurance. You must remember that this facility is applicable only to policies that are “in-forced” and where there are no outstanding premiums.

Can the Aviva Life Insurance policy be renewed online?

Yes, the Aviva Life Insurance policy can be renewed online. You can go to the official website of Aviva Life Insurance to renew your life insurance policy.

Can I make the premium payments through NEFT(National Electronic Fund Transfer)?

Yes, you can make premium payments through National Electronic Fund Transfer.

How Can I apply for a duplicate policy?

To receive a duplicate policy document from the company, you'll be required to fill a request form and then submit it to your nearest branch along with all the necessary documents.

How Can I reinstate a lapsed policy?

Lapsed policies can be redeemed, depending on the terms and conditions specified in the policy document. To reinstate a policy, you'll be required to fill up the Declaration of Good Health and give complete information along with relevant documents.

Can I apply for Aviva Life Insurance policy online?

Yes, you can apply for Aviva Life Insurance policy online by visiting the official website of Aviva Life insurance.