Maruti Car Insurance

The Maruti Insurance Broking company is the insurance dealer and authorized by the IRDAI. The company is one stop solution for checking all the auto insurance requirements and is well-renowned for its client-centric approach. The company offers Maruti motor insurance products and services through some premier insurance organizations such as Bajaj Allianz, ICICI Lombard, National Insurance, New India Assurance, Iffco-Tokio, and Royal Sundaram.

Why do You Need to Insure Through Maruti Suzuki?

In India, car insurance is mandated as per the Motor Vehicle Act. Every vehicle on the road should be compliant with at least the third-party liability insurance policy. If you drive an uninsured vehicle, you would be penalized by the police. So, if you have a Maruti Suzuki car, it is imperative to get an appropriate car insurance policy for vehicle protection.
With the Maruti Car Insurance, one can claim for almost 100% amount that the person has to dole out for the car repairs due to the motor accidents. With the pan-India network of Maruti Suzuki service centers, the Maruti Suzuki service stations are fully equipped with advanced amenities, infrastructure, and first-rate mechanics. In short, they provide repairs of superior quality, replacement with the original spare parts and service through highly skilled technicians.
The Maruti Insurance makes sure of outstanding customer service with the utmost objectivity. That's why over 90% of buyers of Maruti Suzuki choose to purchase the Maruti Insurance Plan for their vehicle.

Maruti Car Insurance Partners

The company is affiliated with some of the premier insurance carriers of the company such as

• Bajaj Allianz, ICICI Lombard
• Iffco Tokio General Insurance
• National Insurance
• New India Assurance
• Royal Sundaram

Due to these associations, the customers get flexibility in choosing the covers as per requirement( such as personal accident cover, third party liability cover) at amazing discounts.

Benefits & features of the Maruti Car Insurance

• Repair damages due to accidents are provided at a reasonable price.
• Any accidental damage can be repaired in any of the Maruti Suzuki service stations of the country. The insurance company will bear almost all the expenses. The customer is only required to pay the essential extra charges according to the current motor tariff rates, and the car would be provided in good condition. The remaining amount would be settled directly between the mechanic and the insurance provider.
• Services are available all across the country:
  Just like the ‘Free roaming services’ offered by many mobile companies all over India, one can approach the services of a Maruti Insurance Service Centre anywhere in India. The products and services include a new auto insurance policy, implementation of the insurance renewals, issuance of authorization and disbursement process of the claim.
• Claims Settlement Process:
  The Maruti Insurance guarantees you the hassle-free and a fair claim settlement process. The customer is not required to bear any unwarranted expenditures of repair or restoration. Every transaction is completely transparent. The customer will not have any troubles in following up with inspectors of the insurance company about the claim.
• Good quality repair work at the authorized dealer garages:
  Through the Maruti, Insurance one doesn’t need to compromise on the quality of repairs as the customer is not required to go to the roadside workshop. The damaged vehicles are repaired at the Maruti authorized dealer workshops which are equipped with the best mechanics and infrastructure. It ensures the quality repairs with original spare parts and trained technicians.
• Free towing facility through dealer assistance:
  Trailing assistance is provided for taking the car to the garage, in case the car is damaged badly after a mishap. This benefit can be obtained free of cost, for maximum up to a charge of Rs 1500, beyond which the customer is required to pay. This limit can be augmented at client preference by shelling out the additional premium at the time of policy issuance.
• Instant transfer of no claim bonus:
  If the policyholder wants to renew with Maruti Insurance and has not filed  a claim in the first year of the policy, then the person is rewarded with a 'No Claim Bonus.' This amount can be transferred to the renewed Insurance policy due to which the customer will pay less premium.
• Quick policy issuance:
  The policyholder doesn't need to wait for the insurance papers to be transported from the insurance firm. It can be downloaded directly from the official website by entering the policy details.

Maruti Car Insurance Calculator

It is advisable to calculate the auto insurance policy premium for the Maruti car through the neutral fin-tech website such as mymoneykarma, where you will receive the aid from our customer service team. You can also calculate the premium through the online Maruti insurance premium calculator tool.
To calculate the premium for Maruti car insurance on our website, visit our homepage and click on the auto loan calculator option present at the footer bar.
In the tool, update the make and model of the car, date of purchase or registration, the city of purchase or registration, Insured Declared Value (IDV) of the vehicle, email address, and the mobile number.
You are also required to agree on the terms and conditions of the company to receive a quote on auto insurance.
Add-ons for Maruti Suzuki Car Insurance:

In a comprehensive auto insurance policy, the insurance cover can be enhanced through add-on covers or riders, through the insurer. Some of the most prevalent riders are

• Zero depreciation cover - Also known as nil depreciation cover, it is one of the most widely sold add-on covers. It ensures that the car owner gets almost 100% of the claim amount apart from the deductibles. If the car is not insured under this rider, the car owner will have to bear the cost corresponding to depreciation on the car parts as well. This rider is offered to the cars that are not more than three years old. As the vehicle gets older, the premium of the cover gets increased.
• Roadside assistance cover - It enables you to get help during an emergency with the car at a stranded place. It includes punctured tires, empty fuel tank, and other issues involved. The car owner will have to place a call to the insurance company, and the person will receive immediate help from a representative of the insurer.
• Engine protect cover - This add-on cover guards the electronic circuit and the engine of the car. It is particularly helpful for vehicles which are used in the areas prone to flooding. Usually, the comprehensive insurance package doesn't cover car engine damage, but here one can avail this facility by paying some extra premium.
• No Claim Bonus (NCB) protection cover - It preserves the accrued NCB under the policy, even if the insured has raised a claim under it.
• Personal accident cover -The comprehensive car insurance plan usually includes personal accident protection for the owner. However, this add-on cover is extended to the passengers. If you go on long drives with the family on a frequent basis, it is advisable to get the family members protected with this add-on cover.

Maruti Car Insurance Renewal

For the online policy renewal, the customer will have to provide the following information on the online insurance renewal form:

• Your name
• Mobile number
• Email ID
• Registration number

Once the form is submitted, the customer service representative will get in touch with the policyholder to guide through the subsequent processes. In case the person is required to speak to the customer support center, he or she can dial the toll-free numbers of the company.

Maruti Car Insurance Endorsements

A car insurance endorsement is a change or a correction made to the existing policy that can result in a higher premium. An endorsement is needed while applying for transferring the car ownership, changing the geographical location, the addition of the CNG/LPG kit in the vehicle, and removal or addition of accessories. The insurer doesn't make the changes in the original policy document. Instead, an Endorsement Certificate is attached to the policy documentation.

How to apply for the duplicate copy of Maruti Insurance Policy?

Either contact the insurance company directly or visit the Maruti Insurance Broking Private Limited (in case you have bought the policy through them). The customer service executives will guide you through the process of requesting the duplicate copy for a Maruti insurance policy.
The steps to follow are-

• Submit an application to the insurance company, providing all relevant details. It includes-
  • The details of the insured, such as name and address.
  • The details of the insurance policy, such as the number, issuance date, and type of coverage.
• Mention the reason for the application of duplicate copy.
• If the car insurance policy is taken by several policyholders jointly, make the request together.
• Pay the fee for the application process of getting the duplicate copy.
• Publish an ad regarding the lost policy papers in the local newspaper. Also, share the copy of the advertisement with the insurer.
• Also, sign an indemnity bond on the non-judicial stamp paper. It will include the name of the insured and the policy number. This indemnity bond must be signed by two witnesses as well. The family members cannot be witnesses.

FAQs

Q1. Which cars are covered under the Maruti Insurance?
Every Maruti car which is not older than ten years is covered.

Q2. How can I get the car insured through Maruti Insurance?
The Maruti Insurance is accessible through the website of Maruti Insurance Broking Private Limited. Either the person can visit the company’s website or call the toll-free customer care number to get in touch.