SBI Credit Cards

State Bank of India offers credit cards in association with GE Capital. SBI is one of the largest credit card institutions in India and provides a wide range of credit cards to suit the needs of different types of customers. These cards are designed to maximize the benefits when the customers are shopping, traveling, dining, going to the movies, or booking airline tickets. Here are some of the features of the credit cards from SBI.

• Facility to transfer balances from other bank credit cards.

• Flexipay option to break huge expenses into affordable EMIs.

• Hassle-free cashless shopping experience with convenient repayment options.

• Easy payment of utility bills with attractive cashback rewards.

SBI Card Categories

SBI has the following types of credit cards.

• Lifestyle cards: These cards provide discounts and offers on dining, shopping, and entertainment.

• Reward cards: These cards offer PAYBACK rewards and cashback deals.

• Shopping cards: These cards offer huge discounts on various retail brands across countless outlets.

• Fuel and travel cards: These cards offer discount deals on airline tickets, train tickets, and fuel surcharge waivers.

• Banking partnership cards: SBI, in partnership with other banks, offers these credit cards that offer special discounts on grocery outlets and other retail outlets.

SBI Credit Cards

mymoneykarma gives a list of SBI credit cards along with their key features.

SBI Card ELITE

1. Free e-Gift voucher worth Rs. 5,000 on receiving the card.

2. Complimentary movie tickets worth Rs. 6,000 every year.

3. The opportunity of earning 50,000 Bonus Reward Points worth Rs.12,500 every year.

4. Complimentary membership of Club Vistara and Trident Hotels.

Doctor's SBI Card (in association with IMA)

1. Free e-Gift voucher worth Rs. 1,500 on receiving the card.

2. Professional indemnity cover worth Rs. 20 lakhs.

3. 5X Reward Points on purchase of medical supplies, travel bookings, and purchases made abroad or on Doctors’ Day.

4. e-Gift Voucher worth Rs. 5,000 on spending Rs. five lakhs every year.

Doctor's SBI Card

1. Professional indemnity cover worth Rs. 20 lakhs.

2. Free e-Gift voucher worth Rs. 1,500 on receiving the card.

3. 5X Reward Points on purchase of medical supplies, travel bookings, and purchases made abroad or on Doctors’ Day.

SBI Card ELITE Advantage

1. Free e-Gift voucher worth Rs. 5,000 on receiving the card.

2. Complimentary movie tickets worth Rs. 6,000 every year.

3. The opportunity of earning 50,000 Bonus Reward Points worth Rs.12,500 every year.

SBI Card PRIME

1. Free e-Gift voucher worth Rs. 3,000 on receiving the card.

2. Complimentary gift vouchers worth Rs. 11,000.

3. 10X reward points on spending Rs. 100 on dining, groceries, and movies.

4. xComplimentary International and Domestic Airport Lounge access.

Apollo SBI Card

1. 500 Reward Points worth Rs. 500 on receiving the credit card.

2. Complimentary membership of OneApollo Silver.

3. 10% instant discount at Select Apollo Services.

4. 3X Reward Points on spending Rs. 100 spent on all Apollo services.

SBI Card PRIME Advantage

1. Free e-Gift voucher worth Rs. 3,000 on receiving the card.

2. Complimentary gift vouchers worth Rs. 11,000.

3. 10X reward points on spending Rs. 100 Rs. 100 on dining, groceries, and movies.

4. Complimentary International and Domestic Airport Lounge access.

Tata Platinum Card

1. Gift vouchers worth Rs. 3000 from popular brands.

2. Complimentary gift vouchers worth Rs. 6,000.

3. 3X Reward Points on spending on groceries, dining, and international outlets.

4. 5% cashback in selective stores.

Tata Titanium Card

1. 500 Empower points on spending Rs. 2,000 in the first 60 days.

2. 1.5% cash back on purchases in Croma and cromaretail.com

3. Up to 5% cash back on purchases in Tata Outlets

4. 3X Reward Points on spending on dining and groceries.

SimplyCLICK SBI Card

1. An Amazon gift card worth Rs. 500 on receiving the credit card.

2. 5X reward points on online purchases.

3. 10X reward points on online purchases with exclusive partners

4. E-vouchers worth Rs.2000 on annual online purchases of Rs.1 lakh and Rs.2 lakhs.

SimplySAVE SBI Card

1. 2,000 bonus reward points on spending Rs. 2,000 in the first 60 days.

2. 10X reward points on the expenditure of Rs.100  on dining, movies, departmental stores, and groceries.

3. Reversal of annual fees on spending Rs.1,00,000 every year.

4. 1% fuel surcharge waiver in all petrol pumps across India.

fbb SBI STYLEUP Card

1. 10% discount on all purchases of fashion apparel, accessories, backpacks, footwear & school bags made from at fbbonline.in, fbb, and Big Bazaar Stores.

2. 10X Reward Points on purchases made from Big Bazaar, fbb, and other restaurants.

3. Gift vouchers of Rs. 500 on receiving the credit card.

4. 2000 reward points renewed every year.

Central SBI Select+ Card

1. Vouchers worth Rs. 5000 on receiving the card.

2. 20 Select points on spending Rs.100 at any Central store.

3. 10 Select Points on spending Rs.100 spent on dining and movie tickets.

4. Two Select Points on spending Rs.100 on other retail spends.

Capital First SBI Card

1. 2,000 bonus reward points on spends of Rs. 2,000 in the first 60 days.

2. Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, and electronics.

3. An anniversary gift of bonus 2000 reward points from 2nd year onwards on renewal fee payment.

SimplyCLICK Advantage SBI Card

1. Amazon.in Gift Card worth Rs. 500 on receiving the card.

2. 5X Reward Points on online expenditure.

3. 10X Reward Points on online spending with exclusive partners

4. E-vouchers worth Rs.2000 on the annual online expenditure of Rs.1 lakh and Rs.2 lakhs.

SimplySAVE Advantage SBI Card

1. Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Groceries.

2. Annual fees reversal on spends of Rs. 1,00,000 and above

3. 1% fuel surcharge waiver on all petrol pumps.

Etihad Guest SBI Premier Card

1. 5,000 Etihad Guest Miles.

2. Complimentary Etihad Guest Gold Tier Status after the first transaction.

3. 3X Etihad Guest Miles on all Etihad expenditure.

4. Up to 6000 Etihad Guest miles annually on quarterly spend of 1.5 lakh every three months.

Etihad Guest SBI Card

1. 2,500 Etihad Guest Miles as Welcome Gift

2. Complimentary Etihad Guest Silver Tier Status post first transaction

3. Earn 3X Etihad Guest Miles on all Etihad Spends

4. Earn 5,000 Etihad Guest air miles on an annual spend of 5 lakhs.

Chennai Metro SBI Card

1. Dual usage of the card as a credit card and Chennai Metro travel card.

2. 2000 Bonus Cash Points on spending Rs. 2000 in the first 60 days of receiving the card.

3. 10 X Rewards on spending on dining, movies, and groceries.

4. 1 Reward Point per Rs. 100 spent on other categories.

Mumbai Metro SBI Card

1. Rs. 50 bonus preloaded for Mumbai Metro travel.

2. Auto top up of Mumbai Metro wallet by Rs. 200 as soon as the balance reaches Rs. 50.

3. 2000 Bonus reward points on the expenditure of Rs. 2,000 within the first 60 days.

4. 10X Rewards on auto top-up expenditure.

IRCTC SBI Platinum Card

1. Up to 10% value back as Reward Points for railway ticket purchases

2. 350 bonus Reward Points on the activation

3. 1.8% transaction charges waiver, on railway ticket bookings on irctc.co.in

4. 1% fuel surcharge waiver at all petrol pumps

IRCTC SBI Platinum Card

1. Cashback of up to 10% value back as Reward Points for railway ticket purchases

2. 350 bonus Reward Points on the activation

3. 1.8% transaction charges waiver, on railway ticket bookings on irctc.co.in

4. 1% fuel surcharge waiver at all petrol pumps

South Indian Bank SBI Platinum Credit Card

1. Gift vouchers worth Rs. 3,000 from any one of the exclusive brand partners.

2. Complimentary gift vouchers worth Rs. 6,000.

3. 5X Reward Points on spending on dining, departmental stores, and groceries.

Karur Vysya Bank - SBI Card

1. 2,000 bonus reward points on spending Rs. 2,000 in the first 60 days.

2. Cashback of Rs.100 on first ATM withdrawal.

3. Cashback of 2.5% on purchases on departmental stores and groceries.

SBI-Oriental Bank of Commerce Platinum Credit Card

1. Gift vouchers worth Rs. 3,000 from any one of the exclusive brand partners.

2. Complimentary gift vouchers worth Rs. 6,000.

3. 5X Reward Points on spending on dining, departmental stores, and groceries.

4. Card anniversary gift vouchers worth Rs. 3,000.

Oriental Bank of Commerce - SBI Card

1. 2,000 bonus reward points on spending Rs. 2,000 in the first 60 days.

2. 1% fuel surcharge waiver across all petrol pumps in India.

3. Cashback of Rs.100 on first ATM withdrawal.

4. Cashback of 2.5% on purchases on departmental stores and groceries.

SBI- Bank of Maharashtra Platinum Credit Card

1. Gift vouchers worth Rs. 3,000 from any one of the exclusive brand partners.

2. Complimentary gift vouchers worth Rs. 6,000.

3. 5X Reward Points on spending on dining, departmental stores, and groceries.

4. Card anniversary gift vouchers worth Rs. 3,000.

Bank Of Maharashtra - SBI Card

1. 2,000 bonus reward points on spending Rs. 2,000 in the first 60 days.

2. Cashback of Rs.100 on first ATM withdrawal.

3. Cashback of 2.5% on purchases on departmental stores and groceries.

SBI Credit Card Eligibility

To be eligible for an SBI credit card, the minimum age of the applicant should be at least 21 years and below 60 years. They should have a regular source of income and a decent credit score. Also, they should also meet SBI credit card document requirements.

How to Redeem SBI Credit Card Reward Points

Customers can redeem points by going online on www.sbicard.com or on the SBI Card mobile app by going to the ‘Rewards’ section and clicking on ‘Redeem rewards’ to view the available vouchers.

How to Make SBI Credit Card Bill Payment

There are two ways of paying SBI credit card bills, online and offline. Customers can avail the following options on the online method.

1. Visa Credit Card Pay

2. NEFT payment

3. Paynet - Pay Online

4. National Automated Clearing House

5. YONO App

6. UPI ID

7. Google Pay

Customers can also opt for the offline method with the following options.

1. Paying over the counter at any SBI branch

2. Payment cheques in electronic drop boxes

3. Payment using SBI Debit Card at any SBI ATM

SBI Credit Card Customer Care

Customers with credit card queries can call the toll-free SBI credit card customer care 1800 180 1290. This number is available 24/7.

SBI Credit Card News

SBI introduces cardless ATM withdrawals: SBI has introduced a first-of-its-kind cashless withdrawal platform called YONO Cash which allows customers to withdraw money without using their credit or debit card at more than 16,500 SBI ATMs in the country.

Frequently Asked Questions

1: How do I contact the SBI customer care to block my credit card?

Answer: Customers with credit card queries can call the toll-free SBI credit card customer care 1800 180 1290.

2: Am I eligible for getting an SBI credit card?

Answer: To be eligible for an SBI credit card, the minimum age of the applicant should be at least 21 years and below 60 years. They should have a regular source of income and a decent credit score.

3: What is YONO?

Answer: YONO Cash is a first-of-its-kind cashless withdrawal platform to withdraw money without using their credit or debit card.

4: What credit score do I need to get an SBI credit card?

Answer: SBI prefers customers whose credit score is at least 700 or above. Individuals with a credit score of 650 and below are known to face difficulties in getting loans and credit cards.