Applying for SBI Credit Card - Online and Offline Procedures

SBI Bank offers an array of credit cards that offer exclusive benefits and privileges to the customers. The perks provided by SBI credit cards provide ease of use to customers and also allow them to earn reward benefits. You can apply for an SBI credit card through online and offline modes. Here are the steps to apply for SBI Credit Cards:

How to Apply for SBI Credit Card Online

You can log on to SBI’s official website and apply for a credit card online. Here's a step-by-step guide to apply for an SBI credit card:

1. Visit the SBI website and click on the 'Credit Cards' tab.

2. Next, from the menu, click on 'Help Me Find a Card.'

3. You can either choose a credit card that suits your needs or find an ideal match with the ‘Simplifier’ feature. Make sure that you read through the features and benefits of the credit card thoroughly before applying for one.

4. Next, click on 'Apply.'

5. Then, enter your personal details and contact details so that an SBI  representative can contact you to take the application further. 

How to Apply for SBI Credit Card Offline

Alternatively, you can also visit a State Bank of India branch to apply for a credit card. Head over to the nearest branch and meet one of their credit card representatives to get one. Share your requirements and needs with the representative, so that he/she can suggest the best card that suits you. You can then fill out the credit card application form and submit the form along with the required documents. You will receive your SBI credit card within a few days.

As you can see, you can now apply for an SBI credit card in a jiffy without any hassle.

SBI and IRCTC Launch Contactless RuPay Card

On July 28, 2020, SBI in partnership with Indian Railway Catering and Tourism Corporation (IRCTC) introduced the IRCTC SBI card on RuPay. This card is designed for those who travel frequently. It offers multiple opportunities to save on journeys. For instance, it offers fantastic benefits in dining, entertainment, retail and more. It also gives transaction fee waivers.

IRCTC SBI cardholders get 10% value back on AC1, AC2, AC3, and on AC CC bookings when done at IRCTC website. You also get other benefits like 1% transaction fee and 350 bonus points right after activating the card. Reward points saved up can be used to get free tickets from the IRCTC website. These card come with NFC or Near field communication technology. You can just tap the card at a secured reader to do transactions.