ATM Charges and Transaction Charges - IDBI

A debit card is a card that provides you online access to your bank account. IDBI Bank’s International debit-cum-ATM card allows you to purchase goods at merchant establishments and also offers you the facility to withdraw cash from ATMs in India and abroad. The debit card can also be used for online shopping, booking air/rail/movie tickets & making utility bill payments.

Withdrawal at IDBI ATM

Charges are nil if the IDBI Bank Debit Card is used at an IDBI Bank ATM.

Withdrawal at Other ATMs

   Savings a/c customers

1. First five financial/non-financial transactions per month: no charge

2. Charges of cash withdrawal after five transactions: Rs. 20/transaction.

3. For balance inquiry: Rs. 8 per transaction.

   Current a/c customers: Charges in India

1. For every cash withdrawal - Rs. 20 per transaction.

2. Balance inquiry - Rs. 8 per transaction.

    Fees at international ATM locations

1. Cash withdrawal - Rs. 140/ transaction

2. Balance inquiry - Rs. 30/transaction

Transaction Charges

• Charges are nil for using the IDBI Bank Debit Card at a merchant site in India.

• Cross currency mark up of 3.5% for international transactions (ATM and/or POS).

• If you use the debit card at petrol pumps, a surcharge of 2.81% of the sale value shall be applicable as per industry standards.

Note:  Financial transactions are the ones that include cash withdrawal and non-financial transactions include activities such as balance inquiry, PIN change, and mini statement.