1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs
Digitization has revolutionized banking services. Besides, banks like IDBI Bank have introduced mobile banking for you to enjoy banking conveniently while on the move. The mobile banking facility allows you to access your bank account and carry out different banking transactions at your fingertips.
The IDBI bank mobile banking apps are a boon to all its customers, as they make all banking functions a lot easier. IDBI has launched six applications that serve different banking purposes, and you can use one or more of these apps as you prefer.
Go Mobile+
This is the official app from IDBI, and it offers access to various banking services of IDBI Bank. You can view your balance, account statements, transact securely with NEFT, RTGS, IMPS, and do much more. You can also customize the app with wallpapers and themes.
mPassbook
This is a virtual passbook app where you can view your bank account details, track online and offline transactions, manage your expenses, and do much more. Moreover, it automatically updates and synchronizes with the account.
Abhay
With this app, you can instantly control your debit card and carry out various other services like blocking your card, setting transaction limits, and a lot more.
BHIM Paywiz
This is a payment app that works on UPI, and you can use it irrespective of whether you have an IDBI Bank account or not.
BHIM Digital POS
This application is available to merchants registered with IDBI Bank, and they can collect payments from customers through UPI, AADHAR number, and fingerprint authentication.
Bharat QR
This is a merchant app to collect payment through Bharat QR code, dynamic QR code, etc. The merchants can also accept payments through Visa, MasterCard, BHIM UPI, and RuPay card.
You will be regularly updated on the status of your IDBI account.
It will also help to shield your account from fraudulent activities.
You can also pay bills online from the same portal.
You can transfer funds to a different account in IDBI Bank using the mobile banking app.
This service comes free of cost.
This facility operates with an intrusion detection system, which ensures security for your banking transactions.
You will receive an OTP every time you make a transaction.
Installation
First, download the app and install it on your smartphone/device.
Registration
You can register your bank account for the mobile banking channel by submitting the channel registration form at the nearest IDBI branch , or even through the internet banking channel or an IDBI ATM.
Activation of the Mobile Banking App
Go Mobile+ activation is a one-time affair, and it can be done instantly through your internet banking credentials. Or else, you can use your debit card to authenticate and then set your personalized MPIN to start using the app.
Now enjoy IDBI bank mobile banking features on the go and live tension-free.
You can terminate mobile banking temporarily by using the ‘De-Register’ option that is available under ‘Settings’, and the application can be reactivated by using ‘Activate App.’
If you want to block mobile banking services permanently, you would have to visit the nearest IDBI Bank Branch.