IDBI Debit Cards

IDBI, formally known as Industrial Development Bank of India, is a government-owned banking institution that was established in 1964 to meet the financial needs of Indians. At present, IDBI is one of the most prominent commercial banks in the country, providing cutting-edge asset and liability products and leading business solutions. IDBI is present in all 28 states of India, with an extensive network of more than 1400 branches and over 2000 ATMs.

Benefits of IDBI Debit Cards

Customers who open savings accounts with IDBI receive complimentary debit cards. All IDBI debit cards are accepted internationally and offer various rewards and benefits, such as the following.

1. Cashless transactions.

2. Complimentary insurance cover.

3. Regular SMS alerts to track expenses.

4. Special offers on travel, dining, shopping, and utility bill payments.

IDBI Bank Debit Card Types

mymoneykarma gives you a brief glimpse into the features of the top-grossing debit cards from IDBI Bank.

IDBI International Debit-cum-ATM Card

1. Worldwide acceptance, at over one lakh ATMs in India and 18 lakh ATMs abroad.

2. Usable with 29 million merchants worldwide.

3. Exciting discounts and offers on select partner retail outlets.

4. A high daily ATM withdrawal limit of Rs 25,000 and a transaction limit of Rs 25,000 at PoS terminals.

5. Complimentary insurance cover of up to Rs 1 lakh for loss or theft of a card..

6. Regular SMS alerts to keep track of expenses.

7. One loyalty point on every transaction of Rs 100.

8. High daily transaction limit of Rs 75,000 and an ATM withdrawal limit of Rs 75,000.

9. Fuel surcharge waivers on purchases between Rs 400 and Rs 2,000 at any fuel station.

IDBI Platinum Debit Card

1. High daily transaction limit of Rs 2 lakhs and an ATM withdrawal limit of Rs 1 lakh.

2. Worldwide acceptance, at over one lakh ATMs in India and 18 lakh ATMs abroad.

3. Universal validity of 5 years.

4. Two loyalty points on every transaction of Rs 100.

5. Fuel surcharge waiver of 2.5% on purchases between Rs 400 and Rs 2,000 at any fuel station each month.

6. Exciting discounts and offers while shopping at merchant outlets associated with IDBI bank.

7. Complimentary personal accident insurance worth Rs 5 lakhs.

8. Complimentary purchase protection insurance worth Rs 20,000.

IDBI Women’s Debit Card

1. One loyalty point on every transaction of Rs 100.

2. Complimentary insurance worth Rs 1 lakh for a lost card.

3. High daily transaction limit of Rs 40,000 and an ATM withdrawal limit of Rs 40,000.

4. The card can be used for online purchases, travel, entertainment, and utility bills.

5. Worldwide acceptance, at over one lakh ATMs in India and 18 lakh ATMs abroad.

6. Usable with 29 million merchants worldwide.

7. Exclusive offers and discounts at select merchant outlets.

8. Itemized billing on every purchase.

9. Global Customer Assistance Service for card-related emergencies such as the loss or theft of a card, for emergency card replacement, or for cash disbursement.

IDBI Kids Debit Card

1. Specially designed for kids, to instill and encourage the habit of saving.

2. Complimentary insurance worth Rs 8,000 to cover the loss or theft of a card.

3. Daily transaction limit of Rs 200 on cash withdrawal and purchases.

4. Two loyalty points on every transaction of Rs 100.

5. Validity of five years across the country.

6. Wide acceptance at over one lakh ATMs in India.

7. Fantastic discounts and offers at various outlets across the country.

IDBI Being Me Debit Card

1. Available for people between the ages of 18-25 years.

2. Can be used for booking tickets and making payments.

3. Validity of five years across the country.

4. Waivers on fuel surcharge by 2.5% at all petrol stations.

5. Complimentary zero lost card liability insurance cover.

6. Exciting discounts at select merchant outlets.

IDBI Classic Debit Card

1. Worldwide acceptance at over one lakh ATMs in India and 18 lakh ATMs abroad, with over 30 million merchant establishments in the country.

2. High daily transaction limit of Rs 25,000 and an ATM withdrawal limit of Rs 25,000.

3. One loyalty point on every transaction of Rs 100.

4. Regular SMS alerts to track expenses.

5. Complimentary personal accident insurance worth Rs 5 lakhs.

6. Complimentary purchase protection insurance worth Rs 1 lakh.

DOs and DON’Ts of Using IDBI Debit Cards

DOs

1. Report the loss of a card immediately by calling the PNB customer care number.

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not hand the card over to third parties.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window while a transaction is in process.

IDBI Debit Card FAQs

How do I replace my lost debit card?

Customers need to immediately block the debit card that has been lost by calling the IDBI customer care number. They can then fill in a card replacement form and pay the fees at any IDBI. A new debit card will then be mailed to their registered address within 10 working days.

How long is my debit card valid?

The validity of a IDBI debit card is printed on the card.

Can I have two debit cards?

IDBI customers are usually assigned a single debit card per savings account. However, there are provisions for add-on cards, subject to terms and conditions of the card.

What is the customer care number of IDBI?

The toll-free customer care number of IDBI is 1800 209 4324.