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Are you tired of reading through articles on how to check your PF status online? Fret not. We are here to help you out. Checking the PF account status is made easy, and it offers a wide range of features like making your final settlement, partial withdrawal of funds, e-passbook download, etc.
The EPFO or The Employees' Provident Fund Organization is a statutory body under the Ministry of Labour and Employment, Government of India. The EPFO administers three schemes:
The Employees' Provident Fund Organization is considered as one of the most prominent social security organizations due to the volume of transaction it deals with.
So, to make a final settlement or even partially withdraw from your PF corpus, you don't have to break your head, and it can go well without the attestation of your employer. You need to activate your UAN number on the EPFO website. Besides, ensure that your Aadhaar card details are seeded with your PF and UAN account.
After you have submitted your withdrawal claim, you can go ahead and check the claim status.
Besides, you can also download your e-passbook bearing all the details of month-wise transactions of your PF account.
Here are the steps to take for a PF withdrawal:
For a seamless withdrawal, you need to have these requirements listed below to carry out a PF withdrawal without the attestation from your employer. You should ensure that you have an active UAN number, and your mobile number is seeded with the PF account. Ensure that you have all the Aadhar details seeded in your account as well. Besides, also ensure that you have all bank account details and the IFSC code integrated as well.
For final settlements before completion of 5 years in the EPF scheme, the member will also have be integrate or seed his/her PAN details.
If you receive any message which says that your account is inoperative, you would have to request for reactivation to the EPFO inoperative account help desk at https://59.180.231.60:9091/INOPHelpDesk.
Moreover, if you wish to complain online, you can do it by filling up an online grievance registration form after providing the details of your EPF account. You can also regularly check on the current status of your complaints at https://epfigms.gov.in and even set reminders of your claim.
Due to digitization, the process to know the provident fund balance is much easier nowadays. Previously, you would have to wait till the end of a year to check your PF balance. You can now check the balance at any point in time with just a few clicks. The different ways by which you can know the balance in your PF account are:
How to Know Your PF Balance Using the UMANG App?
The Indian Government launched the UMANG app in 2017. It allows you to check your provident fund (PF) balance as per your will. The UMANG app also enables you to view the EPF passbook and even raise withdrawal claims. You can also track your requests. However, to start using all the features, a one-time registration process needs to be completed by the subscriber using his/her mobile number.
How to Know the Balance Using the Employees' Provident Fund Organisation (EPFO) Portal?
Now, you will be able to view EPF passbooks on the EPFO portal. However, to see the PF passbook on the portal, you need to have your Universal Account Number (UAN) for your account. You can follow these steps to download or print your PF passbook from the EPFO website:
However, it is imperative to activate the UAN number before you get access to the passbook. If the UAN is not enabled, approach your employer.
How to Know the Balance through Text Message?
If you like, you can also send a text message to 7738299899 and know all the details about your PF account and even the balance. You would have to send the following text to know all the details.
The message body: 'EPFOHO UAN ENG.'
The last three letters of the text refer to the first three characters of the language you would prefer. Besides, the SMS facility is also available in 10 different languages, which include Bengali, English, Gujarati, Kannada, Punjabi, Malayalam, Hindi, Telugu, Marathi, and Tamil.
Hence, if you wish to receive a message in Punjabi, then you should send the following message: 'EPFOHO UAN PUN' to 7738299899.
However, also ensure that the UAN is linked to the Aadhaar number, bank account and PAN.
How to Know the Balance through a Missed Call?
You can also fetch all the details about your PF account by giving a missed call as well. If you are already registered on the UAN portal, then you can surely give a missed call on 011-22901406. Also, make sure to link your Universal Account Number or UAN with the bank account number, Aadhaar number, and Permanent Account Number (PAN).
How to Know the Balance Using the Employees' Provident Fund Organisation (EPFO) App?
The official app of the Employees' Provident Fund Organisation (EPFO) has been launched. After installing the app, the you need to click on 'Member' option to be followed by the 'Balance/Passbook' option. After this, you would have to enter your UAN and the registered mobile number.
What Are the Steps to Check EPF Balance Using PAN?
If, for some unforeseen reason, your username and password aren't working, then you can log in by entering your registered mobile number or any of the KYC details, even your PAN. However, to avail this, you need to ensure that your PAN is seeded with the PF account. Once you are done, you can follow these steps to check your EPF balance using your PAN:
How to Check EPF Balance for the Inoperative Accounts?
The Government of India, in 2011, decided against paying interest for inoperative PF accounts for over a period of 36 months. Such accounts were considered to be inoperative or dormant. However, again in 2016, there was a reversal in the decision by the government, and they agreed to pay interest to the inactive accounts as well.
The decision turned out to be a boon for many people as they started logging into the EPFO website to check their balances. Here are the steps to check the balance of inoperative accounts:
The PIN will be sent to your registered mobile number, and you can use it to proceed to check all the details of the inoperative account. Then, send all the details to your current employer - including the activated UAN - to carry out making contributions, thus making the account active.
How to Check on the EPF Balance Form?
Due to rapid digitization, you can now check your EPF balance in a hassle-free way. Balance forms are obsolete now. Earlier, the balance forms used to be issued once in every financial year for employees to check their savings amounts in their PF accounts. However, now, you can go to the EPFO portal and take a look at it with just a few clicks.
How to Create PF Balance Full Statements?
You can check your EPF Balance or PF status online through the EPFO portal. If necessary, you can even download the passbook to view the statement in details. Here are the steps:
After you have diligently followed all the steps, you will receive an SMS containing your full balance statement and also the status of your account.
How to Check EPF Balance for Railway Employees?
The EPF covers all the employees that fall under the bracket of the private sector. For the employees who belong to the public or government sectors like the railways, the government has created a State Railway Provident Fund to help such employees in saving their hard-earned money.
For the employees who have joined the railways after 01.01.2004, these provident fund rules are not applicable to them. So, every month, a railway employee contributes 8.5% of his/her pay + GP to his/her Railway Provident Fund. The government itself then gives the employee a balance statement at the beginning of the year that includes all their outstanding balance, contributions and withdrawals, if any.
How to Check for the Last Update of the EPF Balance?
If you are holding an active PF account, it gets updated as soon as the contribution comes from you and your employer. The steps to check it are:
As soon as you do that, you will receive an SMS stating your balance and also the full balance statement including your last contribution.
What if There is an EPF Balance Name Mismatch?
Sometimes, you may face problems logging into your PF account and that can be if there is an ID/name mismatch. In such cases, check if all the details stated in your PF is correct or not. Next, check to see if the office or regional code of the office has changed or not. Lastly, if not anything, raise a grievance through the portal.
EPF Balance Refund
Each contribution, withdrawal and refund is mentioned in the balance sheet. So, while checking your balance on the EPFO's member portal, you will be able to see all the details. The steps to check your balance and refund are:
After all of this, you will receive an SMS with all the details and the status of your account.
How to Download EPF Balance slip?
To download the EPF balance slip, follow the steps mentioned below:
How to Check the PF Balance Refund?
To check the refund balance, follow these steps:
How to Make EPF Withdrawal without Employer's Signature?
Getting your employer's signature to process a withdrawal from a PF account can be a daunting task. Thankfully, now you don't need their attestation for it. Here's how to do that:
Before moving forward, have an active UAN with your bank account number and Aadhaar card number integrated into the UAN database.
UMANG App
UMANG or Unified Mobile Application for New-age Governance app was launched in November 2017 by the Government of India to create a common portal for all the facilities that are offered by the government. Besides, other government programmes such as the Aadhaar, Digilocker are also integrated with the app.
This app offers over 180 government services to its users, and among them, one of the services is EPFO. The EPF service on the UMANG app enables you to access all information about your EPF account. Moreover, this service is extended to both the employers and employees. Through the EPFO tab on the UMANG app, employees can also file claims for withdrawal and even track the status of their claims. But you would need your Aadhaar linked to the app and also an active UAN.
EPF Customer Care
To answer all your queries, there is customer care available at your service. Once you visit the app, click on the 'customer care service' tab and dial the toll-free number.
EPFO Digital Signature
As most of the agreements are made online now, it is imperative to prove the authenticity of the person or organization through digital signatures. The digital signature includes your primary identity like name, country, email id, APNIC account name and your public key.
Besides, to attest claims made on the EPFO, the employer first needs to register their class 2 and class 3 Signature Certificate with EPFO. Here are the steps:
EPFO Grievance
To raise a grievance ticket with the EPFO, you need to click on the 'EPFO grievance' button, and you are all set. You can register your grievance, send a reminder if there is no response and regularly check the status of your complaint.
EPF Joint Declaration Form
As per prevalent norms, a joint declaration form is issued when the wages of an employer exceed the limit of Rs.6,500 per month. Both the employer and the employee make the declaration. You can download the form from the EPFO website or get a hardcopy from the regional EPFO office.
EPF Login for the Employer
For people who want to sign in as an employer, one needs to login to the EPFO member portal, enter their unique username and password or even the establishment ID. To make every transfer transparent, claims can be viewed both by the employers and employees. Moreover, employers should also have a registered digital signature to authorize such transfers and requests.
EPF Tax Exemption
EPF falls under a triple E-tax bracket, making it tax-free for employees who have withdrawn after five years of holding the account or continuous employment. For those who make withdrawals prematurely (below five years), tax as under the TDS (Tax deducted at source) will be levied.