Bank of Baroda Debit Cards

Bank of Baroda is one among the most prominent Indian banks owned by the state. It was founded on 20th July 1908, and currently has its headquarters in Vadodara, India. It offers personalized banking products to suit the banking needs of customers. It boasts a worldwide presence with a total of 5,326 bank-branches and more than 8,000 ATMs spread across India and other major countries such as Australia, Singapore, Belgium, Hong Kong, UAE, UK, Mauritius, New Zealand, and the USA.

Types of Bank of Baroda Debit Cards

Bank of Baroda offers six debit cards, customized to suit the individual needs of the customers.mymoneykarma provides the essential features of these debit cards from Bank of Baroda.

Bank of Baroda Visa Electron Debit Card

1. Attractive deals, offers, and discounts on leading brands and partner restaurants.

2. Great discounts on using the card for shopping, dining, and traveling.

3. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

Bank of Baroda Visa EMV Chip Debit Card

1. A card specially designed for international use.

2. Premium purchase limit of Rs 2 lakhs and ATM withdrawal limit of Rs 1 lakh per day.

3. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

Bank of Baroda MasterCard Gold Debit Card

1. A card specially designed for premium category customers.

2. Widely accepted at all MasterCard-enabled ATMs and merchant outlets.

3. Premium purchase limit of Rs 1 lakh and ATM withdrawal limit of Rs 50,000 per day.

4. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

Bank of Baroda RuPay EMV Chip Debit Card

1. A card specially designed for international use.

2. Widely accepted at all MasterCard-enabled ATMs and merchant outlets.

3. High purchase limit of Rs 2 lakhs and ATM withdrawal limit of Rs 1 lakh.

4. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

Bank of Baroda RuPay Debit Card

1. A card specially designed for domestic use.

2. Widely accepted at all RuPay-enabled ATMs and merchant outlets.

3. A high purchase limit of Rs 50,000 and ATM withdrawal limit of Rs 25,000.

Bank of Baroda Non-Personalized Debit Card

1. Given to all customers at the time of opening an account.

2. Widely accepted at all RuPay-enabled ATMs and merchant outlets.

3. A high daily purchase limit of Rs 50,000 and ATM withdrawal limit of Rs 25,000.

Bank of Baroda RuPay Platinum Debit Card

1. Widely accepted at all RuPay-enabled ATMs and merchant outlets.

2. A high daily purchase limit of Rs 1 lakh and ATM withdrawal limit of Rs 50,000.

3. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

4. Online transactions secured with a second CVD2 code for additional security.

5. Exclusive offers on activation of the card.

6. The card is also equipped for international use.

7. Great discounts on using the card for shopping, dining, and traveling.

Benefits of Bank of Baroda Debit Cards

Bank of Baroda offers a wide array of debit cards for its customers, which are loaded with a host of attractive benefits and features as listed below.

1. EMV chip and PIN-enabled cards for protection against fraudulent transactions.

2. Wide acceptance with more than 8,000 ATMs and thousands of retail merchants.

3. High purchase and cash withdrawal limits per day.

4. Attractive deals, offers, and discounts on leading brands and partner restaurants.

Eligibility Criteria for Bank of Baroda Debit Cards

Customers need to fulfill the following criteria to receive BOB debit cards.

1. They must be account holders at Bank of Baroda.

2. They must be Indian citizens.

3. They must belong to the age range of 18-70 years.

4. They must meet a minimum salary requirement of Rs 1 lakh per annum.

DOs and DON’Ts of Using Bank of Baroda Debit Cards

DOs

1. Report the loss of a card immediately by calling the Bank of Baroda customer care number .

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not hand the card over to third parties for safety reasons.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window while a transaction is in progress.

Quick Links on Bank of Baroda:

• All about Bank of Baroda
• Bank of Baroda Credit Cards
• Activating Bank of Baroda Net Banking for the First Time Using the Welcome Kit
• Change BOB Net Banking Login Password
• Change Your Address, Email ID & Mobile Number in Your BOB Account
• Bank of Baroda Business Loans
• Regenerating Forgotten Bank of Baroda Net Banking Password
• ATM Charges and Transaction Charges - Bank of Baroda

Bank of Baroda Bank Debit Card FAQs

How do I replace my lost debit card?

Customers should immediately block the debit card that has been lost by calling the Bank of Baroda customer care number. They can then fill in a card replacement form and pay the fees at any Bank of Baroda branch. A new debit card will then be issued to them within a working day.

How long is my debit card valid?

The validity of a Bank of Baroda debit card is printed on the card.

Can I have two debit cards?

Bank of Baroda customers are only assigned a single debit card per savings account. 

What is the customer care number of Bank of Baroda?

The toll-free customer care number of Bank of Baroda is 1800 102 4455.