Bank of Baroda Credit Cards

Bank of Baroda has gained importance in the credit card market as it offers several cards that cater to the requirements of its customers. Here are some of the features of the credit cards from Bank of Baroda

1. Facility to transfer balances from other bank credit cards.

2. Flexipay option to break huge expenses into affordable EMIs.

3. Hassle-free cashless shopping experience with convenient repayment options.

4. Easy payment of utility bills with attractive cashback rewards.

5. Fuel surcharge waivers

6. Inbuilt insurance covers for card protection.

7. The facility of free add-on cards for a second user.

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Bank of Baroda Credit Cards

Bank of Baroda Easy Credit Card

1. 2X reward points on using the card for groceries, departmental stores, and movie tickets and one reward point on using the card for other transactions.

2. 0.5% cashback on using the card for card bill payments.

3. Fuel surcharge waivers.

4. Reversal of annual fees on meeting the transactional limit for the year.

5. Multiple reward points redemption options.

6. Free add-on card for a second user.

7. First-time card charges: Rs. 500

8. Annual fees: Rs. 500.

Bank of Baroda Select Credit Card

1. 5X reward points on online shopping, restaurant bills, and utility bills.

2. Complimentary reward points on every transaction.

3. One thousand complimentary reward points every month.

4. Fuel surcharge waiver of 1% on all transactions between Rs 400 to Rs 5,000.

5. Reversal of annual card fees on transaction of Rs. 7,500 within the first 60 days and Rs 70,000 within the first year.

Bank of Baroda Premier Credit Card

1. Ten reward points on every transaction of Rs. 100 spent on travel, dining, and foreign expenses.

2. Complimentary access to airport lounges - 38 lounges in 22 cities in India.

3. Complimentary 24 x 7 concierge across partner hotels and airlines.

4. Complimentary access to select golf courses across the country.

5. Reversal of annual card fees on transaction of Rs. 10,000 within the first 60 days and Rs 120,000 within the first year.

6. Fuel surcharge waiver of 1% on all transactions between Rs 400 to Rs 5,000.

7. No annual fees or joining fees on card usage.

Bank of Baroda Prime Credit Card

1. Guaranteed issue of the card against an FD of 15,000 or more without any income proof.

2. 1% cash back on all transactions.

3. Fuel surcharge waiver of 1% on all transactions between Rs. 400 to Rs. 5,000.

4. No annual fees or joining fees on card usage.

5. Complimentary reward points on every transaction.

Bank of Baroda Eligibility Criteria

A customer has to fulfill the following conditions to be a Bank of Baroda credit card holder.

1. They must be an Indian citizen residing in the country.

2. They should have a satisfactory credit history.

3. They should have existing PAN and Aadhaar card.

How to Redeem Bank of Baroda Credit Card Reward Points

Customers can redeem their reward points by logging in to their banking accounts for attractive gifts and offers from their catalogue. They can contact customer care and redeem their reward points. They can fill in a Bank of Baroda reward redemption form and send it to the official address of Bank of Baroda..

How to Make Bank of Baroda Credit Card Bill Payment

There are two ways of paying Bank of Baroda credit card bills, online and offline. Customers can avail the following options on the online method.

1. Visa Credit Card Pay

2. NEFT payment

3. Paynet - Pay Online

4. UPI ID

5. Google Pay

Customers can also opt for the offline method with the following options.

1. Paying over the counter at any Bank of Baroda branch

2. Payment cheques in electronic drop boxes

Bank of Baroda Credit Card Customer Care

Customers with credit card queries can call the toll-free Bank of Baroda credit card customer care number 1800 102 4455. This number is available 24/7.

Helpful resources about Bank of Baroda:

• All about Bank of Baroda
• Activating Bank of Baroda Net Banking for the First Time Using the Welcome Kit
• Change BOB Net Banking Login Password
• Change Your Address, Email ID & Mobile Number in Your BOB Account
• Bank of Baroda Business Loans
• Regenerating Forgotten Bank of Baroda Net Banking Password
• ATM Charges and Transaction Charges - Bank of Baroda
• Bank of Baroda Debit Cards

Frequently Asked Questions

 1: What is the minimum income criteria for getting a BOB credit card?

Answer: Card Holders need to earn at least 3 to 7 lakh rupees per annum to be eligible

 2: What is the credit period on a Bank of Baroda credit card?

Answer: The credit period for Bank of Baroda credit cards is 40 days.

3: What credit score do I need to get a Bank of Baroda credit card?

Answer: BOB prefers customers whose credit score is at least 700 or above. Individuals with a credit score of 650 and below are known to face difficulties in getting loans and credit cards.