ATM Charges and Transaction Charges - Yes Bank

Debit cards are like our best friends in this world or plastic money. Easily free yourself from carrying cash wherever you go by withdrawing cash from your account whenever you require it with the help of Yes Bank debit cards. Here are the ATM and transaction charges of Yes Bank debit cards:

Withdrawal at Yes Bank ATM

Unlimited free financial and non-financial transactions in a month.

Withdrawal at Other ATMs

• 5 free financial transactions and unlimited non-financial transactions per month are allowed.

• For any financial transaction beyond the transaction limit, Rs. 20 + applicable tax is charged.

International Cash Withdrawal Fees

A fee of Rs.120 + applicable tax is charged for international cash withdrawal.

International Balance Enquiry fees

A fee of Rs. 20 + applicable tax is charged for International Balance Enquiry.

Transaction Decline Charges

A charge of  ?25 per instance must be borne by the customer if there is a transaction decline due to insufficient funds.

Surcharge on Yes Bank Debit Cards

• No surcharge for using the Yes Bank debit card at any domestic merchant locations and websites.

• A mark-up amount of 3% is charged for transactions at international merchants.

• The surcharge of Rs. 10 + tax is levied on railway tickets purchased with Yes bank debit cards.

Note:  Financial transactions are the ones that include cash withdrawal  

and non-financial transactions include activities such as balance inquiry, PIN change, and mini statement.