Yes Bank

YES Bank is one of the youngest private-sector banks in India with only 25 years in service. It was founded in 2004 by Ashok Kapoor and Rana Kapoor and is headquartered in Mumbai. It has already reached the position of being the fourth largest private sector bank in India. It has a vast network of over 1000 branches and 1800 ATMs. YES Bank is a fully commercial bank with an extensive financial product suite including investment banking, corporate and industrial finance, branch banking, wealth management, and business banking. The motto of YES Bank is to be the professionals’ bank of India.

YES Bank caters to its customers by providing an extensive range of products that include credit cards, debit cards, savings accounts, car loans, home loans, fixed deposits, personal loan, and gold loans. mymoneykarma tells you more about YES Bank products.

YES Bank Financial Products

As a premier banking institution in India, here are the products and services offered by YES Bank.

• YES Bank credit cards

• YES Bank debit cards

• YES Bank savings accounts

• YES Bank car loans

• YES Bank home loans

• YES Bank fixed deposits

• YES Bank gold loans

• YES Bank personal loan?s

• YES Bank NRI accounts

YES Bank IFSC Code

The YES Bank IFSC code comes handy for several electronic financial transactions for YES customers. Each branch of YES bank has a unique IFSC code. The first four letters are YESB, and the last six letters represent the branch code. An example would be YESB0002027.

YES Bank Credit Cards

YES Bank offers a vast range of personal credit cards and business credit cards. Each card is customized to provide multiple rewards and benefits on various expenditures such as shopping, traveling, dining, entertainment, etc. The credit cards are also viable for colossal shopping and entertainment discounts across multiple outlets in the country. YES Bank credit cards are designed to match even the smallest needs of SME businesses.

YES Bank Debit Cards

YES Bank offers excellent benefits and unparalleled privileges to its customers through its varied range of debit cards. Here are a few benefits of debit cards issued by YES Bank.

• Cards integrated with contactless technology for enabling payments by just waving the card.

• Personal accident insurance

• Lost card liability insurance cover

• Complimentary airport lounge access

• Universal acceptance

• Fuel surcharge waiver

• Superior withdrawal limits

Some of the widely-accepted YES Bank debit cards are given below.

• YES Prosperity Titanium Plus Debit Card,

• YES Prosperity Platinum Debit Card

• YES BANK PMJDY RuPay Chip Debit Card.

YES Bank NRI Accounts

YES Bank is also thoughtful about its NRI customers. Hence, the bank has come up with a specially designed savings account for the global Indians. These accounts offer easy access and seamless transfer of funds across the world and back to India. There are two types of NRI savings accounts provided by YES Bank.

• Non-Resident External  savings account (NRE)

• Non-Resident Ordinary savings account (NRO)

YES Bank Fixed Deposits

YES Bank offers several secured fixed deposit schemes that provide its customers with higher earnings and the flexibility of easy maintenance of funds through seamless cash withdrawals as and when required by the customer without having to break the deposit. YES Bank FD schemes have the following benefits.

• Attractive rates of interest

• Excellent tax-free returns on investment

• No penalty on premature withdrawal

• Overdraft facility against deposits

YES Bank Savings Accounts

YES Bank, being a premium bank in the country, understands the savings habits of the Indians. The bank provides a huge range of savings accounts to cater to a large pool of customers consisting of senior citizens, defense personnel, women, children, and others. YES Bank Customers can open a savings account through online and offline methods. They can also enjoy easy access to their accounts via the bank’s net banking and mobile banking facilities. The customers also receive a complimentary debit card with a YES bank savings account.

YES Bank Car Loans

YES Bank Car Loans have emerged as one of the preferred choices for people who want financial solutions to buy their cars. There are multiple benefits of YES Bank car loans.

• A transparent and hassle-free application process,

• Faster loan processing and

• Easy documentation.

• Competitive interest rates

• An LTV of 100% on select car models

• Multiple repayment options

• Loans also extended to partnership firms, companies, and proprietorship firms.

YES Bank Home Loans

Thousands of families aspire to own their home some day. YES Bank helps these families by providing affordable home loan solutions to buy a house. YES Bank home loans are designed to cater to every home-related need of their customers with the following benefits:

• High Loan amounts

• Balance transfer facility

• Zero penalties on foreclosure of the loan

• Transparent application process

• Hassle-free and minimal documentation

• Available to a large pool of customers

• The facility of top-ups on existing home loans

• Attractive rates of interest

YES Bank Gold Loans

You can always count on gold loans in times of financial volatility. It is therefore no wonder Indians choose to invest in gold loans. It ensures their secure future, and funds in times of need. Taking a gold loan is a lucrative credit option as it helps in times of emergencies or for fulfilling personal needs. Gold loans from Yes Bank come with attractive interest rates and flexible repayment options. Before getting a gold loan, be sure to check out the current gold rate on the market.

YES Bank provides its customers with gold loans for financing all types of financial requirements that its customers have. The following features of the gold loans from YES Bank make them popular among customers

• Gold articles sealed in the presence of customers

• Highest security provided to the storage of gold articles

• Status of loan processing conveyed to customers swiftly

• Fast and efficient loan approval process.

YES Bank Personal Loans

YES Bank provides personal loans to its customers for their financial needs at very affordable rates of interest and easy EMIs. The benefits of YES Bank personal loans are given below.

• An easy and straightforward loan application process

• An effortless and hassle-free documentation process

• No need for collateral and other security

• Attractive interest rates

• Option to choose one’s loan tenure

• Minimal documentation