YES Bank Credit Cards

YES Bank offers a wide variety of credit cards that provide a host of rewards and benefits like discount vouchers. In addition to this, YES Bank also offers a select range of premium credit cards in partnership with American Express. Here are some benefits of being a YES Bank credit card holder

1. Each card is customized to provide multiple rewards and benefits on various expenditures such as shopping, traveling, dining, entertainment, etc.

2. The credit cards are also viable for colossal shopping and entertainment discounts across multiple outlets in the country.

3. The customers are charged with zero liability fees on losing the card.

mymoneykarma gives you the critical features of the top-grossing credit cards by YES Bank.

YES FIRST Preferred Credit Card

• Four complimentary airport lounge access in a year under the Priority Pass Membership.

• Twenty thousand bonus reward points on spending Rs. 7.5 lakh.

• 25% discount on movie tickets from the BookMyShow website or mobile app.

• Eight reward points that don't expire on the expenditure of Rs. 100. These points can be redeemed against hotels, movies, and flight tickets.

• Fuel surcharge waiver for transactions ranging between Rs. 400 and Rs. 5,000 across all fuel stations in India.

• Get the green fees waived off at selected golf courses across India.

• Up to 15% discount on dining at participant restaurants.

YES Prosperity Edge Credit Card

• One thousand five hundred bonus reward points on spending Rs. 7,500 within 30 days of card issuance.

• Two complimentary airport lounge access every three months.

• Fifteen thousand bonus reward points on spending Rs. 6 lakhs within 30 days of card issuance.

• Green fee waiver for select golf courses across the country.

• 15% discount at select restaurants across India.

• Fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 5,000.

• Six reward points for every Rs. 100 spent on your credit card.

YES Prosperity Rewards Plus Credit Card

• One thousand two hundred fifty bonus reward points on spending Rs. 5,000 within 30 days of card issuance.

• Up to 15% discount on dining at participating restaurants.

• Fuel surcharge waiver at all fuel stations in India for transactions ranging between Rs. 400 and Rs. 5,000.

• Rs.1 Lakh Credit Shield cover on the accidental death of the primary cardmember.

YES First Business Card

• Twenty thousand bonus reward points on spending Rs. 3 lakhs within 30 days of card issuance.

• Priority Pass Membership and six complimentary international airport lounge visit in a year.

• Three complimentary domestic airport lounge visits every three months.

• Six reward points on spending Rs. 100 on retail shopping.

• Nine reward points for spending Rs. 100 spent on online shopping and dining.

• Exclusive Benefits on Awfis, Experian, RedGirrafee & OLA, for seamless business experience.

YES Prosperity Business Credit Card

• Ten thousand bonus reward points on spending Rs.1 lakh within 30 days of card issuance.

• Exclusive Benefits on Awfis, Experian, RedGirrafee & OLA, for seamless business experience.

• Four reward points on all retail expenditures.

• Six reward points on online shopping and dining expenditures.

• Two complimentary domestic lounge access every three months under the MasterCard Lounge Programme.

• Priority Pass membership and three complimentary international airport lounge access.   

YES Prosperity Rewards Credit Card

• One thousand bonus reward points on spending Rs. 2,500 within 30 days of card issuance.

• One reward point on spending Rs. 100 on retail shopping.

• Three reward points on international transactions.

• Ten thousand bonus reward points on spending Rs. 1.8 lakhs.

• Fuel surcharge waiver at all fuel stations in the country for transactions ranging between Rs. 400 and Rs. 5,000.

YES Prosperity Cashback Credit Card

• Rs. 250 on spending Rs. 2,500 within 30 days of card issuance.

• 5% cashback on grocery shopping, movie ticket booking, and bill payment through YES PayNow and 0.5% cash back on other retail expenditures.

• Fuel surcharge waiver at all fuel stations for transactions worth Rs. 400 to Rs. 5,000.

YES Prosperity Cashback Plus Credit Card

• Rs. 250 on spending Rs. 2,500 within 30 days of card issuance.

• 5% cashback on grocery shopping, movie ticket booking, and bill payment through YES PayNow and 0.75% cash back on other retail expenditures.

• Fuel surcharge waiver at all fuel stations for transactions worth Rs. 400 to Rs. 5,000.

• Rs. 1 Lakh Credit shield cover on the accidental death of primary card member.

Eligibility and Documentation for YES Bank Credit Cards

Here is the eligibility criteria for availing a credit card from YES Bank.

1. The applicant must be at least 18 years and below 60 years.

2. The applicant must have a stable income.

3. The applicant must have a decent credit score

4. The applicant must be employed at the current organization for at least one year.

5. The income criterion varies depending on the type of credit card applied for.

How to Redeem YES Bank Credit Card Reward Points

Customers can redeem their CitiBank points by logging in to their banking accounts for attractive gifts and offers from their catalogue. They can also call customer care to redeem their CitiBank points.

How to Make YES Bank Credit Card Bill Payment

There are two ways of paying ICICI Bank credit card bills, online and offline. Customers can avail the following options on the online method.

1. Visa Credit Card Pay

2. NEFT payment

3. Paynet - Pay Online

4. UPI ID

5. Google Pay

Customers can also opt for the offline method with the following options.

1. Paying over the counter at any YES Bank branch.

2. Payment cheques in electronic drop boxes.

YES Bank Credit Card Customer Care

Customers with credit card queries can call the toll-free YES Bank credit card customer care 1800 1200 or +91 22 6121 9000. This number is available 24/7.

Frequently Asked Questions

 1: Can I apply for a YES Bank credit card online?

Answer: Customers can apply for YES Bank credit cards online by visiting the website www.yesbank.in.

 2: How do I contact the YES Bank customer care to block my credit card?

Answer: Customers with credit card queries can call the toll-free YES Bank credit card customer care customer care 1800 1200 or +91 22 6121 9000.

3: What credit score do I need to get a Yes Bank credit card?

Answer: Yes Bank prefers customers whose credit score is at least 700 or above. Individuals with a credit score of 650 and below are known to face difficulties in getting loans and credit cards.