YES Bank Debit Cards

YES Bank is one of the youngest private-sector banks in India, with only 25 years in service. It was founded in 2004 by Ashok Kapoor and Rana Kapoor and is headquartered in Mumbai. It has already reached the position of the fourth-largest private sector bank in India. It has a vast network of over 1000 branches and 1800 ATMs. YES Bank offers a wide range of debit cards with dazzling features such as exclusive value-added services and enhanced purchase limits  and withdrawal limits. 

Benefits of YES Bank

YES Bank debit cards offer several attractive benefits, which are given below.

1. Unlimited free transactions from any ATM across India.

2. Free access to golf courses and airport lounges in the country.

3. Special offers on travel, dining, shopping, and utility bill payments.

4. Fuel surcharge waiver of 2.5% across fuel stations in India.

5. High ATM withdrawal limits and purchase limits per day.

6. Regular SMS alerts to keep track of expenses.

7. EMV chip and PIN enabled card for enhanced card security.

8. Complimentary life insurance up to Rs 5 lakhs on select cards.

YES Bank Debit Cards

mymoneykarma gives you a brief glimpse into the features of the top-grossing debit cards from YES Bank.

YES Bank Platinum Debit Card

1. EMV chip and PIN enabled card for enhanced card security.

2. Fuel surcharge waiver of 2.5% across fuel stations in India.

3. Complimentary access to airport lounges in India.

4. Complimentary life insurance worth Rs 25 lakhs and purchase protection insurance worth Rs 25,000.

5. Regular SMS alerts to keep track of expenses.

6. Exclusive offers on travel, dining, shopping, and utility bill payments.

7. High daily ATM withdrawal limit of Rs 1 lakh and purchase limit of Rs 1 lakh.

YES Bank FIRST World Debit Card

1. High ATM withdrawal limit of Rs 1 lakh and purchase limit of Rs 1 lakh per day.

2. Fuel surcharge waiver of 2.5% across fuel stations in India.

3. Complimentary life insurance worth Rs 25 lakhs and purchase protection insurance worth Rs 25,000.

4. Lost Card Liability Protection program covering costs up to Rs 1 lakh in case of loss or theft of the card.

5. EMV chip and PIN enabled card for enhanced card security.

6. Worldwide acceptance, with 25 million merchants and in 1.25 million ATMs globally.

7. Regular SMS alerts to keep track of expenses.

8. Complimentary access to airport lounges in India.

YES Bank Business Gold Debit Card

1. Fuel surcharge waiver of 2.5% across fuel stations in India.

2. High daily ATM withdrawal limit of Rs 1 lakh and purchase limit of Rs 1 lakh.

3. Worldwide acceptance, with 25 million merchants and in 1.25 million ATMs globally.

4. Complimentary life insurance worth Rs 25 lakhs and purchase protection insurance worth Rs 25,000.

5. Lost Card Liability Protection program covering costs up to Rs 1 lakh in case of loss or theft of the card.

6. Regular SMS alerts to keep track of expenses.

YES Bank FIRST Business World Debit Card

1. Complimentary access to airport lounges in India.

2. Fuel surcharge waiver of 2.5% across fuel stations in India.

3. High ATM withdrawal limit of Rs 2 lakhs and purchase limit of Rs 2 lakhs per day.

4. Worldwide acceptance, with 25 million merchants and in 1.25 million ATMs globally.

5. Exclusive offers on travel, dining, shopping, and utility bill payments.

6. Complimentary life insurance worth Rs 25 lakhs and purchase protection insurance worth Rs 25,000.

7. Regular SMS alerts to keep track of expenses.

8. EMV chip and PIN enabled card for enhanced card security.

YES Bank Gold and Silver Debit Cards

1. Fuel surcharge waivers at any fuel station in India.

2. Wide acceptance with millions of retail outlets and ATMs in India.

3. ATM withdrawal limit of Rs 75,000 and purchase limit of Rs 25,000 per day.

4. Lost Card Liability Protection program covering costs up to Rs 1 lakh in case of loss or theft of the card.

5. Complimentary purchase protection insurance.

6. Special offers on dining at premium restaurants.

YES Bank Prosperity Titanium Debit Card

1. Exclusive offers on travel, shopping, dining, and online transactions.

2. Worldwide ATM withdrawal limit of Rs 50,000 and purchase limit of Rs 1 lakh per day.

3. Wide acceptance with retail merchants and ATMs both in the country and abroad.

4. Lost Card Liability Protection program covering costs up to Rs 1 lakh in case of loss or theft of the card.

5. Complimentary personal accident insurance worth Rs 2 lakhs.

6. Complimentary purchase protection insurance worth Rs 25,000 for salaried customers.

7. YES REWARDZ points on every transaction.

8. YES REWARDZ points redeemable against exclusive offers, discounts, and rewards.

9. An annual fee of Rs 149, and for a new card, a replacement fee of Rs 149.

YES Bank Prosperity Titanium Plus Debit Card

1. Worldwide ATM withdrawal limit of Rs 75,000 and purchase limit of Rs 1.5 lakhs per day.

2. Wide acceptance with retail merchants and ATMs both in the country and abroad.

3. Complimentary personal accident insurance worth Rs 5 lakhs.

4. Lost Card Liability Protection program covering costs up to Rs 2 lakhs in case of loss or theft of the card.

5. Unlimited fuel surcharge waivers across fuel stations in India.

6. YES REWARDZ points on every transaction.

7. YES REWARDZ points redeemable against exclusive offers, discounts, and rewards.

8. An annual fee of Rs 399, and for a new card ,a replacement fee of Rs 149.

YES Bank RuPay Platinum Domestic Debit Card

1. Worldwide ATM withdrawal limit of Rs 25,000 and a domestic purchase limit of Rs 25,000 per day.

2. Exclusive offers on travel, shopping, dining, and online transactions.

3. Wide acceptance with retail merchants and ATMs both in the country and abroad.

4. Fuel surcharge waivers on amounts above Rs 300 across fuel stations in the country.

5. Complimentary reward points on every transaction.

6. Reward points redeemable against exclusive offers, discounts, and rewards.

7. An annual fee of Rs 99 and a replacement fee of Rs 99 for a new card.

DOs and DON’Ts of Using YES Bank Debit Cards

DOs

1. Report the loss of a card immediately by calling the YES Bank customer care number .

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not hand the card over to third parties for safety reasons.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window while a transaction is in progress.

YES Bank Debit Card FAQs

How do I replace my lost debit card?

Customers need to immediately block the debit card that has been lost by calling the YES Bank customer care number. They can then fill in a card replacement form and pay the fees at any YES branch. A new debit card will then be issued to them within a working day.

How long is my debit card valid?

The validity of a YES Bank debit card is printed on the card.

Can I have two debit cards?

YES Bank customers are usually assigned a single debit card per savings account. However, there are provisions for  add-on cards, subject to terms and conditions of the card.

What is the customer care number of YES Bank?

The toll-free customer care number of YES Bank is 1800 1200.