ATM Charges and Transaction Charges - ICICI Bank

Debit cards are your best friends in our cashless world. Free yourself from carrying rolls of cash wherever you go. You can easily withdraw cash from your account when you require it with the help of ICICI Bank debit cards at ATMs. Go through the ATM and transaction charges in detail:

Withdrawal at ICICI Bank ATM

• Free first 5 transactions (inclusive of financial and non-financial) in a month.

• For any financial transaction beyond the transaction limit, Rs. 20 is charged; and for any non-financial transaction, it is Rs. 8.5.

Withdrawal at Other ATMs

• 3 free transactions in metros and 5 free transactions in non-metros per month are allowed.

• For any financial transaction beyond the transaction limit, Rs. 20 is charged; and for any non-financial transaction, it is Rs. 8.5.

International Cash Withdrawal Fees

A fee of Rs.125 + applicable tax is charged for international cash withdrawal.

International Balance Enquiry fees

A fee of Rs. 25 + applicable tax is charged for International Balance Enquiry.

Transaction Decline Charges

A charge of  ?25 + tax must be borne by the customer if there is a transaction decline due to insufficient funds.

Surcharge on ICICI Debit Cards

• There are no surcharges for using the ICICI Debit Card at any domestic merchant locations and websites.

• A mark-up of 3.5% is charged on International Debit Card usage at merchants.

• Fuel Surcharge for ICICI debit cards is 2.5% + tax. If you use HPCL-ICICI debit card, you can avoid this surcharge.

• Take a look at the surcharge on railway tickets purchased with ICICI debit cards.

  • 1.8 % + tax for all domestic credit cards.

  • 0.25% + tax for all domestic debit cards transactions if the amount is up to Rs. 1,000.

  • 0.50% + tax for all domestic debit cards transactions if the amount between Rs. 1001 - 2000.

  • 1% + applicable taxes for all domestic debit cards transactions if the amount is above Rs. 2,000.

Note:  Financial transactions are the ones that include cash withdrawal  

and non-financial transactions include activities such as balance inquiry, PIN change, and mini statement.