ICICI Bank Debit Cards

ICICI Bank was established in 1994, and its strong corporate relationships have helped the bank cement its position in the industry. ICICI provides a host of debit cards that offer lucrative deals.  ICICI Bank debit cards are one of the best in the banking industry.

Benefits of ICICI Debit Cards

Here are a few benefits of being an ICICI debit card holder.

1. A high limit of 5 free ATM transactions at ICICI ATMs and three free transactions at ATMs of other banks.

2. SMS alert system to track your expenditures.

3. Cards protected by Visa/MasterCard OTP.

4. EMV chip-enabled cards for extra security.

5. Complimentary life insurance worth Rs 20 lakhs.

6. Complimentary purchase protection insurance worth Rs 2.5 lakhs.

7. Amazing discounts on traveling, shopping, dining, and entertainment.

8. PAYBACK reward points on every transaction.

ICICI Debit Card Types

ICICI Bank offers the following types of credit cards.

1. Premium cards

2. Personal cards

3. Business debit cards

4. Unifare debit cards

mymoneykarma gives you a glimpse into the top debit cards from ICICI Bank.

ICICI Sapphiro Debit Card

1. A discount of 15% at all top restaurants in India.

2. Special offers on movie tickets.

3. Complimentary access to airport lounges in India.

ICICI Rubyx Debit Card

1. Complimentary PAYBACK reward points on every purchase.

2. Exclusive offers on shopping and dining.

3. Complimentary access to airport lounges in India.

ICICI Coral Debit Card

1. A discount of 15% at all top restaurants in India.

2. Special offers on movie tickets.

3. Complimentary life insurance of Rs. 20 lakhs.

4. Complimentary purchase protection insurance of Rs. 2.5 lakhs.

ICICI Expressions Debit Card

1. The facility to customize the card with 160 image options.

2. Exclusive offers on shopping and dining.

ICICI Women's Debit Card

1. Two PAYBACK points on every domestic transaction of Rs 200.

2. Complimentary life insurance of Rs. 50,000.

3. Complimentary purchase protection insurance of Rs. 50,000.

ICICI NRO Debit Card

1. PAYBACK reward points on every transaction.

2. Zero liability on the customer for a lost card.

3. Itemized billing at retail stores.

ICICI Senior Citizen Gold Debit Card

1. Zero liability on the customer for a lost card.

2. Two PAYBACK points on every domestic transaction of Rs 200.

3. Ten PAYBACK points on every international transaction of Rs 200.

ICICI Senior Citizens’ Silver Debit Card

1. Two PAYBACK points on every domestic transaction of Rs 200.

2. Ten PAYBACK points on every international transaction of Rs 200.

3. Regular SMS alerts to track expenses.

ICICI Business Banking Platinum Debit Card

1. Complimentary life insurance worth Rs 20 lakhs.

2. Complimentary purchase protection insurance worth Rs 2.5 lakhs.

3. Zero liability on the customer for a lost card.

ICICI Business Banking Gold Debit Card

1. 3.5 PAYBACK points on every transaction of Rs 200.

2. Regular SMS alerts to track expenses.

ICICI Mumbai Metro Coral Debit Card

1. Great offers on movie tickets.

2. A discount of 20% on Mumbai Metro tickets.

3. Complimentary access to airport lounges.

ICICI DMRC Platinum Debit Card

1. 10% discount on traveling via Delhi Metro.

2. Microchip-enabled card for protection against fraudulent activity.

ICICI Bangalore Metro Coral Debit Card

1. 15% discount on traveling via Bangalore Metro.

2. 15% discount on dining at select restaurants in the country.

3. Fuel surcharge waiver at select HPCL pumps.

ICICI Expressions Paywave NFC Debit Card

1. Built-in Paywave technology to allow contactless payments.

2. The facility to customize the card with 160 image options.

3. A discount of 15% on dining, at over 800 restaurants in India.

4. Fuel surcharge waiver at select HPCL pumps.

5. A discount of 20% on hotel bookings.

ICICI Smart Shopper Silver Debit Card

1. Exciting discounts on shopping, dining, and travel expenses.

2. Daily withdrawal limit of Rs 50,000.

3. Daily purchase limit of Rs 1 lakh.

4. Fuel surcharge waiver at select HPCL pumps.

5. Complimentary air accident insurance of Rs. 50,000.

6. Complimentary purchase protection insurance of Rs. 50,000.

ICICI Young Stars Debit Card

1. This debit card is targeted at encouraging youngsters to boost their saving habits. The card has the following features.

2. Withdrawal limit of Rs 5,000 at all ATMs and POS terminals.

3. SMS alerts to track expenses.

4. Zero-liability on the customer for a lost card.

5. Unique payback program.

ICICI Expressions Coral Business Debit Card

1. A discount of Rs 400 on a minimum expense of Rs 2,500 at Shopclues.com

2. Vouchers from worth Rs 500 John Players, vouchers worth Rs 1,550 from Cleartrip, and Kaya vouchers worth Rs 1,000 on receiving the card.

3. 1000 bonus reward points on receiving the card.

4. High withdrawal and transaction limits.

5. Complimentary access to all airport lounges in India.

6. A discount of 15% on dining at partner restaurants.

7. Complimentary air accident insurance of Rs.20 lakhs.

8. Complimentary purchase protection insurance of Rs. 2.5 lakhs.

9. Complimentary personal accident insurance of Rs. 10 lakhs.

ICICI Titanium Business Debit Card

1. Exciting offers on business, travel, accommodation, and other business needs, both locally and internationally.

2. EMV-enabled chip for extra security on transactions.

3. Complimentary air accident insurance of Rs.20 lakhs.

4. Complimentary purchase protection insurance of Rs. 1 lakh.

5. Complimentary personal accident insurance of Rs. 5 lakhs.

6. Fuel surcharge waivers at select HPCL pumps.

7. Great payback rewards.

ICICI DMRC Coral Debit Card

1. Hassle-free cashless payment.

2. Exciting offers on shopping, dining, and entertainment.

3. John Players gift vouchers worth Rs 500, Cleartrip vouchers worth Rs 1,550, and Kaya gift vouchers worth Rs1,000 on receiving the card.

4. 1000 bonus reward points on receiving the card.

5. A discount of 5% on electronics from Ezoneonline.com

DOs and DON’Ts of Using ICICI Bank Debit Cards

DOs

1. Report the loss of a card immediately by calling the ICICI Bank customer care number .

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not hand the card over to third parties.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window while a transaction is in progress.

ICICI Bank Debit Card FAQs

How do I replace my lost debit card?

Customers need to immediately block the debit card that has been lost by calling the ICICI Bank customer care number. They can then fill in a card replacement form and pay the fees at any ICICI branch. A new debit card will then be issued to them within 4-5 working hours.

How long is my debit card valid?

The validity of an ICICI Bank debit card is printed on the card.

Can I have two debit cards?

ICICI Bank customers are usually assigned a single debit card per savings account. However, there are provisions for add-on cards, subject to terms and conditions of the card.