Axis Bank

Axis Bank is the third largest private-sector banking institution in India. Its headquarters are located in Mumbai. Axis Bank has an impressive network of over 3,500 domestic branches and 13,900 ATMs across the country. This boasts of the dominance of Axis Bank in the banking industry. The bank also has a significant international presence with overseas branches in Singapore, Hong Kong, Dubai, Shanghai, and Colombo, and representative offices at Dubai, Abu Dhabi, Dhaka, and Sharjah. Axis Bank offers an impressive array of financial products and services to individual customers, large corporations, MSME, agriculture and retail businesses.

Axis Bank has an impressive array of services such as investment banking, personal banking, life insurance, and wealth management. mymoneykarma gives you a brief glimpse into these Axis bank services

Axis Bank Share Price

The equity shares of the Axis Bank are listed on the Bombay Stock Exchange and the National Stock Exchange of India. The shares of the Axis Bank can also be traced in the international market through the Stock Exchange of London.            

Code of BSE - 532215

Code of NSE - AXIS BANK

ISIN - INE238A01034        

This prominent Indian bank is listed not only on two important indices of the stock market - SENSEX and NIFTY 50 but also in S&P BSE 100, S&P BSE Bankex, S&P BSE LargeCap, etc.

Axis Bank Facilities

In addition to the various financial products, the bank offers several facilities intended to enrich its customer experience that are listed below.

1. Axis Bank Net Banking

2. Axis Bank Mobile Banking

3. Axis Bank Customer Care Services

4. Axis Bank Mobile App

Axis Bank IFSC Code

Axis Bank IFSC code is used for several electronic financial transactions forAxis Bank customers. The first four letters of this code are UTIB, and the last six letters represent the branch code. An example would be UTIB0002035.

Axis Bank Business Loans

Axis Bank is committed to the development of the business sector in India. It offers two types of loans for small, medium and large-scale businesses.

• Asset-backed loans: These loans are provided against property as collateral, and the loan can be used for business purposes like a working capital requirement and capacity expansion.

• Collateral free loans: Axis Bank also provides loans to businesses without any need for an asset as collateral. These loans can be utilized for various business purposes.

The business loans from Axis Bank have the following advantages.

• Minimal documentation

• Hassle-free application process

• The option of balance transfer

• Low rates of interest

Axis Bank Car Loans

Cars are fast becoming a necessity rather than a luxury. Axis Bank recognizes this growing need and has come up with affordable car loan deals to help customers buy their dream vehicles. Axis Bank car loans have the following benefits.

1. Low-interest rates  

2. Straightforward application process

3. LTV amount may cover 100% of the on-road price of the car model.

4. Long loan tenures up to 8 years.

5. Attractive interest rates starting from 9.25% only.

6. Salary account holders of Axis Bank get exclusive discounts.

7. Low processing fees

Axis Bank Home Loans          

Axis Bank offers home loans to fulfill the needs of hundreds of Indian families to build their homes. Axis Bank home loans are customized to the critical requirements of the customers such as the purchase of a house, home renovations, house constructions, etc. Here are the key features of Axis Bank home loans.

• Loan amount disbursed before property finalization

• Multiple variants of a single home loan product to suit the variant needs of customers such as conventional home loans, top-up home loans, interest saver home loans,  home loans for extension or renovation, etc.

• Customized home loans for a large pool of customers.

• Dedicated relationship manager for each customer to ensure complete assistance and due diligence.

• Pre-approved loans for various construction projects.

• Loans available in every Axis Bank branch.

• A dedicated home loan staff to handle all customer queries and concerns.

• Various repayment options.

Axis Bank Personal Loans

Axis Bank provides personal loans to its customers for different financial needs at very affordable rates of interest and easy EMIs. The benefits of Axis Bank personal loans are given below.

1. A straightforward loan application process

2. Hassle-free documentation process

3. No need for collateral

4. Attractive interest rates starting from 10.75%.

5. Option to choose one’s loan tenure.

6. The facility of loan top-up

7. Reasonable repayment options

8. Instant loan approvals

Axis Bank Education Loans

Higher education is essential for the development of careers and personality of students. However, with a college degree becoming costlier by day, not a lot of students and their families can afford it. Axis bank offers education loans to help these students and their families fulfill their dreams of education in a top institute. This loan covers tuition fees, exam fees, lab fees, purchase of books/uniform/equipment, travel expenses to study abroad, and more. The amount of loan depends on the eligibility of the applicants and the cost of the degree. The maximum limit is capped at Rs. 75 lakhs.

Axis Bank Gold Loans

Axis Bank provides its customers with gold loans for financing all types of financial requirements that its customers have. The following features of the gold loans from Axis Bank make them popular among customers. 

• Gold articles sealed in the presence of customers

• Highest security provided to the storage of gold articles

• Status of loan processing conveyed to customers swiftly

• A fast and efficient loan approval process

• Reasonable loan tenures of up to 3 years

• No foreclosure penalty

• The option of choosing one’s loan tenure.

You can use gold loans for any emergency use or for any personal use. Most banks will not ask you about the end-use of the gold loan you take. Thus, you can use the loan for anything as long as it is legal and not for speculation purposes. Before getting a gold loan, be sure to check the current gold rate in the market.

Axis Bank Credit Cards          

Axis Bank provides a vast range of credit cards to suit the needs of different types of customers. These cards are made to maximize the benefits when the customers are shopping, traveling, dining, entertainment, booking airline tickets and much more. Here are some of the features of the credit cards from Axis Bank.

• The facility to transfer balances from credit cards of other banks.

• Flexipay option to break huge expenses into affordable EMIs.

• Hassle-free shopping experience with convenient repayment options

• Secure payment of utility bills with attractive cashback rewards

Some favorite credit cards offered by the bank are-

• Axis Bank Buzz Credit Card

• Neo Credit Card

• Axis Bank Vistara Credit Card

• Axis Bank Vistara Infinite Credit Card

• MY Zone Credit Card

Axis Bank Debit Cards       

Customers who open savings accounts with Axis Bank get complimentary debit cards with them. All Axis Bank debit cards are accepted internationally and offer various rewards and benefits. The types of Axis Bank debit cards are listed below.

• Priority Debit Card

• Online Rewards Debit Card

• Burgundy Debit Card

• Titanium Rewards Debit Card

• Rewards+ Debit Card

• Youth Debit Card

• Display Debit Card

• Ladies First Debit Card

• Power Salute Debit Card

• NRI Domestic Titanium Debit Card

Axis Bank Savings Accounts              

Axis Bank offers different savings accounts designed to fit the varied requirements of a large pool of customers. Axis Bank savings accounts offer their customers the convenience of banking across the world through internet banking or mobile banking. Here are the different types of savings accounts offered by Axis Bank

• ASAP Instant Savings Account

• EasyAccess Savings Account

• Prime Plus Savings Account

• Prime Savings Account

• Women’s Savings Account

• Senior Privilege Savings Account

• Future Stars Savings Account

• Pension Savings Account

• Trust/NGO Savings Account

• Insurance Agent Account

• YOUth Account

• Basic Savings Account

Axis Bank Fixed Deposits              

Fixed Deposit schemes by Axis Bank is one of the best ways for customers to save money and earn interest. It gives customers stable returns and liquidity along with the flexibility to choose how the customer would want the interest to be accrued - monthly or quarterly. Axis Bank FD schemes have the following advantages.

• Attractive rates of interest

• Excellent tax-free returns on investment

• No penalty on premature withdrawal

• Overdraft facility against deposits