ATM Charges and Transaction Charges - Axis Bank

Debit cards are your best friends in this cashless world. Free yourself from carrying rolls of cash in your pocket wherever you go. You can simply withdraw cash from your account as and when you require it with Axis Bank debit cards. Axis Bank has a variety of debit cards that can be chosen according to your daily withdrawal needs. Let us study the ATM and transaction charges in detail.

Withdrawal at Axis Bank ATM

• First 5 transactions (Financial + Non-Financial) are free.

• For any financial transaction beyond the transaction limit, Rs. 20 + GST is charged, and for any non-financial transaction, it is Rs. 8.5 + GST.

Withdrawal at Other ATMs

• In metro cities, 3 free transactions; and in non-metros, 5 free transactions per month are allowed.

• For any financial transaction beyond the transaction limit, Rs. 20 + GST is charged, and for any non-financial transaction, it is Rs. 8.5 + GST.

International Cash Withdrawal Fees

Rs.125 is charged for international cash withdrawal.

International Balance Enquiry fees

Rs.25 is charged for International Balance Enquiry.

Transaction Decline Charges

A charge of  ?25 must be borne by the customer if there is a transaction decline due to insufficient balance.

Surcharge on Railway Tickets

A surcharge of (2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction) is charged on Railway Tickets purchased with AXIS Bank Debit Card.

Note:  Financial transactions are the ones that include cash withdrawal  

and non-financial transactions include activities such as balance inquiry, PIN change, and mini statement.