IndusInd Bank

IndusInd is one of the oldest private sector banks that was established in Mumbai in 1994 by Mr. Srichand P Hinduja, who was the head of the Hinduja Group. IndusInd Bank offers a wide range of banking services and financial products to its customers. The bank’s headquarters is situated in Mumbai and has a total of 745 branches and 1,635 ATMs throughout the country. It also has two representative offices in London and Dubai.

IndusInd Bank offers a wide array of financial products including home loans, vehicle loans, personal loans, credit cards, and debit cards aimed to fulfill the financial needs of the people. mymoneykarma highlights all the essential business products of IndusInd for you.

IndusInd Facilities

In addition to the various financial products, IndusInd offers several facilities that are intended to enrich its customer experience, which are listed below.

• IndusInd Net Banking

• IndusInd Mobile Banking

• IndusInd Customer Care Services

• IndusInd Mobile App

IndusInd IFSC Code

The IndusInd IFSC code is used for various electronic financial transactions for IndusInd customers. Every branch of the bank has a unique code. The first four letters of all IndusInd bank branches are INDB, and the last six letters represent the branch code. INDB0000014 is the IFSC code for the Chandigarh Branch of the bank.

IndusInd Bank Home Loans          

Most families dream of owning a house. IndusInd is committed to fulfilling this dream by helping families across the country to get their own homes. IndusInd offers home loans at attractive rates of interest and manageable loan tenures. IndusInd also gives loans for existing home renovations. IndusInd home loans provide the following benefits:

• Instant e-approval

• Easy  and affordable home loan EMIs

• Facility to transfer the outstanding balance from other banks to IndusInd and save on the interest amount.

• Affordable rates of interest      

IndusInd Bank Personal Loans

IndusInd Bank provides personal loans to its customers for their financial needs at very affordable rates of interest and easy EMIs. The benefits of IndusInd Bank personal loans are given below.

• Easy and straightforward loan application process

• Effortless and hassle-free documentation process

• No need for collateral and other security

• Attractive interest rates starting from 10.75%.

• Option to choose one’s loan tenure.

IndusInd Banks Car Loans

Cars are an essential means of transportation in the country, and many families recognize this innate need. IndusInd Bank provides car loans that are designed to fulfill this need and offer the following benefits.

• Loans available to all salaried and self-employed individuals provided their earnings exceed Rs. 2,50,000 per annum.

• An assigned agent to provide door-to-door services.

• Minimal documentation required

• Attractive interest rates

IndusInd Bank Loans Against Property

A customer can meet their urgent financial needs with the help of a loan against property from IndusInd Bank. These loans can be obtained for various purposes like medical emergencies or business expansion. The features of the LAP are mentioned below.

• No hidden charges

• All types of property considered for the loan

• The loan can be availed against rentals from a property

• Fast and efficient loan processing.

IndusInd Bank Gold Loans

There are many benefits in getting a gold loan from IndusInd bank. You can use the gold loan for personal reasons and for emergency purposes. Gold disbursement is very quick. You can walk in with your gold ornaments and walk out with the loan. Documentation is easy and there are attractive interest rates. There are additional discounts for women borrowers and for those in the agriculture profession. Your gold is valued and sealed in your presence. 

Before signing up for the loan, be sure to check the current gold rate.

IndusInd Bank provides its customers with gold loans for financing all types of financial requirements that the customers might have. The following features of the gold loans from IndusInd Bank make them popular among customers:

• Gold sealed in the presence of customers

• Highest security provided to the storage of gold articles

• Status of loan processing conveyed to customers swiftly

• Fast and efficient loan approval process.

IndusInd Bank Credit Cards

IndusInd Bank offers various credit cards to meet the financial requirements of its customers.  These customized credit cards are designed for all individuals. IndusInd credit cards are famous for the best credit cards for enriched shopping and travel experiences. Here are some favorite credit cards offered by IndusInd Bank.

• IndusInd Bank Platinum Aura Credit Card

• IndusInd Bank Chelsea FC Credit Card

• IndusInd Bank Signature Credit Card

• IndusInd Bank Platinum Credit Card

IndusInd Bank Debit Cards

All customers who have a savings account with IndusInd Bank get a complimentary debit card. IndusInd debit cards have a host of benefits and perks that are given below.

• Safe and secure transactions

• Special bonuses and reward points

• Deals and discounts across four lakh outlets in India

• Eliminates the need for carrying cash

IndusInd Bank Fixed Deposits

IndusInd Bank customers can now make sound financial investments with IndusInd Bank fixed deposit schemes. Three schemes give customers a tax-free option of savings.

• Short-term fixed deposit schemes: The short-term fixed deposit schemes are for deposit tenures of less than a year. The rates for these range from 3.5% p.a. to 6.70% p.a.

• Medium and long-term fixed deposit schemes: These schemes are for deposit tenures of more than one year. The interest rate on medium and long term fixed deposits range from 6.50% p.a. to 7.00% p.a.

• Fixed Deposit rates for senior citizens: For senior citizens, the fixed deposit rate of interest is 0.50% extra than the regular FD rates provided to non-senior applicants.

IndusInd Bank Savings Accounts

IndusInd Bank also offers a range of savings bank accounts for all types of customers. All saving accounts offered by the bank earn a significant interest rate. The savings accounts offered by the bank are given below.

• Indus Exclusive Savings Account

• Indus Select Saving Account

• Indus Maxima Savings Account

• Indus Privilege Savings Account

• Indus Privilege Active

• Indus Diva Savings Account

• Indus Senior Savings Account

• Indus 3 in 1 Savings Account

• Indus Young Silver Savings Account

• Indus Classic Savings Account

• Indus Easy Savings Account

• Indus Small Account

IndusInd Bank Forex Cards

IndusInd Bank offers a multi currency travel card for overseas traveling. Customers can enjoy the benefit of up to 14 currencies with a single travel card. These are the conventional currencies that the card offers.

• United States Dollar

• Euro

• Australian Dollar

• Great Britain Pound

• Singapore Dollar

• Saudi Riyal

• Canadian Dollar

• UAE Dirham

• Hong Kong Dollar

• Swiss Franc

• Japanese Yen

• New Zealand Dollar

• South African Rand  

• Thai Baht