Applying for IndusInd Bank Credit Card - Online and Offline Procedures

Are you planning to get a new Induslnd Bank credit card?

If so, then you are in the right place. IndusInd Bank offers a wide variety of credit cards that have their own unique perks and features to cater to the needs of all customers. Moreover, the credit card application process is fairly simple and involves zero hassle. Let's check out the different ways to apply for an Induslnd Bank credit card.

How to Apply for IndusInd Bank Credit Card Online

The Induslnd credit card online application is much easier when compared to the offline mode, as it can be done on the go. Here's the process:

Credit Card Application Online for New Customers

1. Visit the ‘Credit Cards’ page of the IndusInd Bank website and fill in the required details.

2. After submission and verification, a bank official will get in touch with you and guide you through the credit card application process.

Credit Card Application Online for Existing Customers

1. Head over to the ‘Credit Cards’ page of IndusInd Bank’s official website and log on to your net banking account using your customer ID and mobile number.

2. Next, you can choose a card that suits you the best from a plethora of options available and apply right away.

How to Apply for Induslnd Credit Card Offline

Alternatively, you can also visit the an Induslnd branch to apply for a credit card. Walk into the nearest branch and request one of the bank representatives to guide you through the credit card application process. 

As you can see, now, you can get Induslnd bank credit card in just a few days. Go ahead and apply soon!

Update: IndusInd launches Iconia Visa Card with benefits galore

The pandemic is forcing everyone to remember the importance of proper financial management. For instance, if one had an emergency fund, there may not be much of a cash crunch to be faced. People are indeed facing a range of problems such as job loss, salary cuts and furloughs. Banks are kindly offering borrowers a relief in the form of moratorium, but sometimes, the problem is totally different. 

Many people are finding it tough to manage their daily expenses. At times like these, credit cards can come in handy. As long as you pay back on time and make timely EMIs, a credit card can be a very useful thing to have, especially for unexpected expenses and emergencies. 

IndusInd Bank has recently launched its very new credit card – the IndusInd Iconia visa Card. 

What are the highlights of the IndusInd Iconia Visa Card?

1. This card is perfect if you are in the habit of making weekend purchases. The card offers 1 reward point for each Rs. 100 spent on weekends (both international and domestic).

2. On weekdays, you get 0.75 points for each Rs. 100 spent (both international and domestic).

3. Get 1-for-1 movie tickets when you buy from BookMyShow.

4. Get 1% fuel surcharge waiver at country-wide petrol stations.

5. Faster, easier, contactless online application process.

Key features and benefits

1. Golf privileges: Enjoy complimentary gold rounds and lessons each quarter at the best golf clubs nation-wide as a Green Fee player with this card.

2. 24-hour concierge service: Get expert help in hotel reservations, pre-trip assistance, flight bookings, entertainment and sports bookings, gift deliveries, and much more.

3. Auto-assist service: Get 24/7 dedicated on-road assistance during emergencies like towing assistance, emergency fuel supply, roadside repair, flat tire repair, medical assistance, and more.

4. Entertainment benefit: Get 1-for-1 movie tickets each month when bought from BookMyShow.

5. Fuel Surcharge Waiver: Enjoy 1% surcharge waiver for transactions between Rs. 400 and Rs. 4000 at stations around the country.

6. Total protect: Under IndusInd Bank;s complimentary Total Protect, get complete protection against every kind of unauthorized transactions in case of theft or card loss. Insurance covers you till 48 days prior to reporting card loss.

7. Personal air accident insurance: Get complimentary personal air accident cover worth Rs. 25 lakhs.

8. Insurance: Enjoy travel insurance to protect yourself from delayed baggage, baggage loss, ticket loss, missed connection and passport loss.

9. Reward redemption: Reward points accrued can be exchanged for gift vouchers from Airline Miles, Indus Moments and cash credit.

10. Travel benefits and lounge access: Travel in luxury and rest at airport lounges at 700+ airports around the world, and enjoy offers on hotel and airlines booking.

11. No-end validity and no cap for reward points: Reward points that you earn are valid as long as your card account is active. In addition, there is no cap on the maximum number of reward points you can earn.

Interest rates and fees

1. Card has interest rate of 46% per annum

2. Card is lifetime free. There is no joining and annual fee.