IndusInd Bank Debit Cards

IndusInd Bank, one of the oldest private sector banks in the country,  was established in Mumbai in 1994 by Mr. Srichand P Hinduja, who was the head of the Hinduja Group. IndusInd Bank offers a wide range of banking services and financial products to its customers. The bank’s headquarters is situated in Mumbai, and it has a total of 745 branches and 1,635 ATMs throughout the country. It also has two representative offices in London and Dubai.

IndusInd Bank offers a wide array of financial products, including home loans, vehicle loans, personal loans, credit cards, and debit cards, to fulfill the business needs of customers.

IndusInd Bank Debit Card Benefits

IndusInd Bank offers an extended range of debit cards for all its account holders. Given below are a host of benefits and perks that IndusInd debit cards offer..

1. Cash withdrawals, card transactions, credit card bill payments, utility bill payments, mobile top-ups, account balance inquiries, cash deposits, cheque book requests, and cheque deposits at more than 1200 IndusInd ATMs in India.

2. Wide acceptance, with over 4 lakh retail merchants in India and 26 million retail merchants across the world.

3. Exclusive rewards, offers, and discounts on dining, shopping, travel, and other lifestyle expenses.

4. High daily transaction and ATM withdrawal limits.

5. Great discounts on online shopping on signing up for Verified by Visa.

6. Complimentary insurance plans including air accident insurance, lost card liability insurance, and purchase protection insurance for online and e-purchases.

7. Exciting offers on electronics, apparel, jewellery, and wellness products from partner outlets.

8. Reward point redemption options such as the Exclusive Product Catalogue, JetPrivilege Miles, and Monthly Cash Back Program.

Types of IndusInd Bank Debit Cards

IndusInd Bank offers the following debit cards to its customers. mymoneykarma gives you the key features of these debit cards.

1. International Gold VISA Debit Card

2. International Classic VISA Debit Card

3. Maximum Platinum VISA Debit Card

4. IndusInd Signature Debit Card

5. IndusInd Platinum Premier Debit Card

IndusInd Bank International Classic VISA Debit Card

1. Wide acceptance at 1200 IndusInd Bank ATMs, 60,000 VISA/PLUS ATMs, and more than a million ATMs across the globe.

2. Verified by Visa and PIN-enabled card for additional protection against fraudulent transactions.

3. Complimentary lost card insurance coverage worth Rs 25,000.

4. Exciting offers on electronics, apparel, jewellery, and wellness products from partner outlets.

5. A transaction limit of Rs 50,000 and a withdrawal limit of Rs 25,000 per day.

IndusInd Bank International Gold VISA Debit Card

1. Complimentary lost card insurance coverage worth Rs 25,000.

2. Exciting offers on electronics, apparel, jewellery, and wellness products from partner outlets.

3. Exclusive rewards, offers, and discounts on dining, shopping, travel, and other lifestyle expenses.

4. A transaction limit of Rs 1 lakh and a withdrawal limit of Rs 50,000 per day.

5. Wide acceptance at 1200 IndusInd Bank ATMs, 60,000 VISA/PLUS ATMs, and more than a million ATMs across the globe.

6. Exclusive offers on online shopping, e-bill payments, and credit card bill payments.

IndusInd Bank Maximum Platinum VISA Debit Card

1. A transaction limit of Rs 2 lakhs and a withdrawal limit of Rs 1 lakh per day.

2. Complimentary air accident insurance coverage worth Rs 30 lakhs.

3. Complimentary lost card liability insurance coverage worth Rs 3 lakhs.

4. Complimentary purchase protection insurance coverage worth Rs 50,000.

5. Reward points on every transaction, which can be redeemed for discounts and offers at partner outlets.

6. Fuel surcharge waivers at select fuel stations.

7. Exciting offers on electronics, apparel, jewellery, and wellness products from partner outlets.

8. Exclusive rewards, offers, and discounts on dining, shopping, travel, and other lifestyle expenses.

IndusInd Bank Platinum Plus Debit Card

1. Wide acceptance at 1200 IndusInd Bank ATMs, 1.2 lakh VISA/PLUS ATMs, and more than a million ATMs across the globe.

2. Fuel surcharge waivers at select fuel stations.

3. Complimentary vouchers from leading merchants on receiving the card.

4. One reward point on every transaction of Rs 100.

5. Five hundred reward points on the first use of the card.

6. Two hundred reward points on the first use of the card to withdraw cash from an IndusInd ATM.

7. One hundred reward points on activation of mobile banking.

8. The facility to design the card as per the customer's wishes.

9. Annual fee of Rs 799.

10. Waiver of the annual fee for the first year.

IndusInd Bank Signature Debit Card

1. Complimentary gift voucher worth Rs 4,000 on the first card swipe.

2. Five hundred reward points on the first card swipe.

3. Bonus reward points on the first use of the card to withdraw cash from an IndusInd ATM.

4. Bonus reward points on activation of mobile banking.

5. Complimentary air accident insurance coverage worth Rs 30 lakhs.

6. Complimentary lost card liability insurance coverage worth Rs 3 lakhs.

7. Complimentary purchase protection insurance coverage worth Rs 50,000.

8. Complimentary personal accident insurance coverage worth Rs 2 lakhs.

9. Exciting discounts and offers on shopping at over 9 lakh partner retail outlets in the country.

10. Wide acceptance at 1200 IndusInd Bank ATMs, 1.2 lakh VISA/PLUS ATMs in the country, and over a million ATMs across the globe.

IndusInd Bank Platinum Premier Debit Card

1. Wide acceptance at 1200 IndusInd Bank ATMs and 1.2 lakh VISA/PLUS ATMs in the country.

2. Exciting discounts and offers on shopping at over 9 lakh partner retail outlets in India.

3. A high transaction limit of Rs 2.5 lakhs and a withdrawal limit of Rs 1.25 lakhs per day.

4. Exclusive rewards, offers, and discounts on dining, shopping, travel, and other lifestyle expenses.

DOs and DON’Ts of Using IndusInd Bank Debit Cards

DOs

1. Report the loss of a card immediately by calling the IndusInd Bank customer care number.

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not hand the card over to third parties.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window while a transaction is in progress.

IndusInd Bank Debit Card FAQs

How do I replace my lost debit card?

Customers need to immediately block the debit card that has been lost by calling the IndusInd Bank customer care number. They can then fill in a card replacement form and pay the fees at any IndusInd Bank. A new debit card will then be mailed to their registered address within 14 working days.

How long is my debit card valid?

The validity of an IndusInd Bank debit card is printed on the card.

Can I have two debit cards?

IndusInd Bank customers are usually assigned a single debit card per savings account. However, there are provisions for add-on cards, subject to terms and conditions of the card.

What is the customer care number of IndusInd Bank?

The toll-free customer care number of IndusInd Bank is 1860 500 5004.