Canara Bank Credit Cards

Canara Bank provides credit cards that are designed to meet the daily lifestyle needs and offer premium services to customers. The credit cards can be used for both domestic and global expenditures. Customers can avail of credit card services through a vast network of Canara Bank branches.

The bank also has a dedicated 24/7 customer care service to resolve the customer queries promptly. The salient features of Canara Bank credit cards are given below

1. Interest-free credit period of 20-50 days.

2. Cash withdrawal limit restricted to 50% of the card limit or Rs 50,000, whichever is higher.

3. Cash withdrawal facility available at any ATM.

4. Minimum payment amount per bill set at 5% of the total billed amount.

5. Free accident insurance for the customer and their spouses.

6. Lost card liability cover restricted to Rs 1000.

7. Regular SMS alerts on the registered mobile number for all transactions to facilitate tracking of expenses.

8. Multiple payment options for credit card bills.

Canara Bank Credit Card Categories

The bank offers several credit cards to its customers in partnership with Visa and MasterCard. mymoneykarma illustrates the categories of Canara Bank credit cards.

1. VISA credit card – It consists of two variants, Classic and Gold.

2. MasterCard credit card – It consists of three variants, Standard, Gold, and  World.

3. Corporate credit card.

Canara Bank Credit Cards

Canara Bank Classic Credit Card

1. No joining charges

2. Interest-free credit duration of up to 50 days.

3. Minimum payment amount per bill set at 5% of the total billed amount.

4. Cash advance limit set at 50% of the outstanding bill.

5. Two reward points on every transaction of Rs 100.

6. Complimentary insurance cover against death, loss of baggage, and liability of a lost card.

7. Billing date set on the 20th of each month and payment due date at 10th of the subsequent month.

8. Complimentary insurance cover against death in air crash worth Rs 4 lakhs.

Canara Bank Gold Credit Card

1. Enhanced card security with an integrated EMV chip and PIN-enabled card.

2. Nominal joining fees of Rs 250 with GST.

3. Minimum income requirement set at Rs 2 lakhs per year.

4. Interest-free credit duration of up to 50 days.

5. Minimum payment amount per bill set at 5% of the total billed amount.

6. Cash advance limit set at 50% of the outstanding bill.

7. Two reward points on every transaction of Rs 100.

8. Complimentary insurance cover against death, loss of baggage, and liability of a lost card.

9. Billing date set on the 20th of each month and payment due date at 10th of the subsequent month.

10. Complimentary insurance cover against death in air crash worth Rs 4 lakhs.

11. Exclusive offers on shopping and dining.

Canara Bank Master Card Standard Credit Card

1. Minimum income requirement set at Rs 1 lakh per year.

2. No joining charges

3. Interest-free credit duration of up to 50 days.

4. Minimum payment amount per bill set at 5% of the total billed amount.

5. Cash advance limit set at 50% of the outstanding bill.

6. Cash withdrawal facility available at any ATM.

7. Two reward points on every transaction of Rs 100.

8. Complimentary insurance cover against death, loss of baggage, and liability of a lost card.

9. Billing date set on the 20th of each month and payment due date at 10th of the subsequent month.

10. Complimentary insurance cover against death in air crash worth Rs 4 lakhs.

Canara Bank Mastercard Gold Credit Card

1. Enhanced card security with an integrated EMV chip and PIN-enabled card.

2. Nominal joining fees of Rs 250 with GST.

3. No enrollment fees.

4. Minimum income requirement set at Rs 2 lakhs per year.

5. Interest-free credit duration of up to 50 days.

6. Minimum payment amount per bill set at 5% of the total billed amount.

7. Cash advance limit set at 50% of the outstanding bill.

8. Cash withdrawal facility available at any ATM.

9. Two reward points on every transaction of Rs 100.

10. Complimentary insurance cover against death, loss of baggage, and liability of a lost card.

11. Billing date set on the last day of each month and payment due date at 20th of the subsequent month.

12. Complimentary insurance cover against death in air crash worth Rs 8 lakhs.

Canara Bank Mastercard World Credit Card

1. Enhanced card security with an integrated EMV chip and PIN-enabled card.

2. The facility of requesting an add-on credit card.

3. Other features on par with Mastercard Gold Credit Card.

Canara Bank Corporate Credit Card

1. Separate cards for domestic and global use.

2. Card limit set in multiples of 5,000, with a minimum limit is Rs 50,000/- and a maximum limit of Rs 100 lakhs.

3. Billing date set on the 20th of each month and payment due date at 10th of the subsequent month.

Canara Bank Eligibility Criteria

A customer has to fulfill the following conditions to be a Canara Bank credit card holder.

1. They must be an Indian citizen residing in the country.

2. They should have a satisfactory credit history.

3. They should have a minimum income of Rs 1 lakh per annum.

4. They should have existing PAN and Aadhaar card.

5. They should be an account holder of Canara Bank.

How to Redeem Canara Bank Credit Card Reward Points

Customers can redeem their reward points by logging in to their banking accounts for attractive gifts and offers from their catalogue. They can also call customer care and redeem their reward points. They can fill in a Canara Bank Reward Redemption Form and send it to the Canara Bank official address.

How to Make Canara Bank Credit Card Bill Payment

There are two ways of paying Andhra Bank credit card bills, online and offline. Customers can avail the following options on the online method.

1. Visa Credit Card Pay

2. NEFT payment

3. Paynet - Pay Online

4. UPI ID

5. Google Pay

Customers can also opt for the offline method with the following options.

1. Paying over the counter at any Canara Bank branch

2. Payment cheques in electronic drop boxes

Canara Bank Credit Card Customer Care

Customers with credit card queries can call the toll-free Canara Bank credit card customer care number 1800 425 0018. This number is available 24/7.

 

Related Articles:

• Applying for Canara Bank Credit Card - Online and Offline Procedures
• Check Canara Bank Credit Card Application Status Online and Offline
• Change Your Address, Email ID & Mobile Number in Your Canara Bank Account
• ATM Charges and Transaction Charges - Canara Bank

 

Frequently Asked Questions

 1: How do I contact the Canara Bank customer care to block my credit card?

Answer: Customers with credit card queries can call the toll-free ICICI credit card customer care number 1800 425 0018.

 2: What is the credit period on a Canara Bank credit card?

Answer: The credit period for Canara Bank credit cards is 50 days.

3: What credit score do I need to get a Canara Bank credit card?

Answer: Canara Bank prefers customers whose credit score is at least 700 or above. Individuals with a credit score of 650 and below are known to face difficulties in getting loans and credit cards.