A personal loan is an unsecured loan offered by financial institutions to individuals without putting up any collateral against it. These loans can be taken to cope with a wide variety of personal needs such as home renovations, medical emergencies, credit card consolidation, family needs, etc. Personal loans are generally sanctioned based on several criteria like income level, employment history, credit history, repayment capacity, etc.
The documents that you need to get a personal loan in Mira bhayandar as on 04 February 2025
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Age proof
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Proof of Identification
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Proof of residence
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Bank statement - 6 months from the current date
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If you are salaried
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Current salary slips for three months
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Tax returns
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Form 16 provided by the employer
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If you are self-employed
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Tax returns for the last three years
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Computation of taxable income for last three years
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Certified or Audited balance sheet and Profit and loss statement for last three years
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As of 04 February 2025, you can get cheap personal Loans in Mira bhayandar from the following
- HDFC bank personal loans in Mira bhayandar
- ICICI bank personal loans in Mira bhayandar
- AXIS bank personal loans in Mira bhayandar
- SBI personal loans in Mira bhayandar
- CITIBANK bank personal loans in Mira bhayandar
- Bank of Baroda personal loans in Mira bhayandar
- Allahabad bank personal loans in Mira bhayandar
- PNB personal loans in Mira bhayandar
- RBL bank personal loans in Mira bhayandar
- UCO Bank personal loans in Mira bhayandar
- Bank of Punjab personal loans in Mira bhayandar
- Standard Chartered Bank personal loans in Mira bhayandar
- IndusInd Bank personal loans in Mira bhayandar
- Dena Bank personal loans in Mira bhayandar
- Tata Capital personal loans in Mira bhayandar
- Kotak Mahindra Bank personal loans in Mira bhayandar
- Fullerton India personal loans in Mira bhayandar
- Oriental Bank of Commerce personal loans in Mira bhayandar]
- Andhra Bank personal loans in Mira bhayandar
- IDBI Bank personal loans in Mira bhayandar
- Indian Overseas Bank personal loans in Mira bhayandar
- State Bank of India (SBI) personal loans in Mira bhayandar
- Aditya Birla personal loans in Mira bhayandar
- Vijaya Bank personal loans in Mira bhayandar
- Bank of Maharashtra personal loans in Mira bhayandar
- ING Vysya Bank personal loans in Mira bhayandar
- The Bank of Rajasthan personal loans in Mira bhayandar
- Syndicate Bank personal loans in Mira bhayandar
- Punjab National Bank personal loans in Mira bhayandar
- Corporation Bank personal loans in Mira bhayandar
- Karur Vysya Bank personal loans in Mira bhayandar
FAQs for Personal Loans in Mira bhayandar
The personal loans amounts are sanctioned based on your financials and the policies of the banks. As of 04 February 2025 the range of personal loan amount is from Rs.50,000 to Rs.15,00,000.
This depends on the financial institution that you have taken the loan from. Some financial institutions allow you to prepay and others don't. If you have seasonal income, it may make sense for you the check the prepayment conditions with the lender before you borrow the money.
As of 04 February 2025 the majority of the lenders do not require a guarantor for a personal loan in Mira bhayandar. There are a few lenders who might require that, based on their product policy and your financial conditions. However, if they require it, they will let you know that during the application process.
As of 04 February 2025 the time to get the money in your account varies from 2 days to 7 days. However, in certain conditions, you might be able to get the loan faster than 2 days.
A lot of lenders allow the borrower to pre-pay the loans after 6 months. However, as of 04 February 2025 not all lenders allow you to pre-pay your loan. Therefore, it makes sense for you to check with your lender on the prepayments policy that they have.
